This home is in St. Augustine — a home near St. Augustine High School.
Active·44 days on market
500 Seagate Lane S
St. Augustine, FL 32084
About this home
St. Augustine
Imagine owning one of the most unique properties on Florida's Northeast Coast. Welcome to 500 Seagate Lane, just steps from the beach and situated on a rare, nearly ONE ACRE homesite. Perfectly located between Ponte Vedra Beach and St. Augustine, and just minutes from the Guana Research Preserve, this exceptional property features a total of 5 beds, 3 full baths, and over 3600 sqft, along with a 3 car garage. Enjoy stunning ocean views from the main living areas, the spacious primary suite, and guest bedroom. Step outside to a large deck designed for relaxing, dining, and entertaining. The flexible floorplan can accomodate multi-generational living, or potential income producing rental. Relax by your private pool, or climb to the crow's nest and take in the breathtaking 360 degree views of both Atlantic Ocean and Intracoastal Waterway. With nearly an acre of land and the potential to subdivide or add an additional structure or ADU, opportunities like this are incredibly rare!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,074,579 | $378,077 | — |
| 2024 | $1,055,451 | $371,432 | — |
| 2023 | $917,766 | $359,012 | — |
| 2022 | $847,108 | $346,953 | — |
| 2021 | $605,771 | $335,246 | — |
| 2020 | $521,328 | $329,858 | — |
2025 property taxes (current owner): $5,609/yr
Estimated taxes if purchased at asking price: ~$38,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,809 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 23, 2026Listed$2,400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PALM VALLEY REALTY PLLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines