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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

$1,999,0005 bd · 3 ba · 3,690 sq ft

Active·136 days on market

500 Seagate Lane S

St. Augustine, FL 32084

$1,999,000$542/sqftEst. $10,899/mo mortgageMLS# 2151959
↓ $401,000 below original list
5
Beds
3
Baths
3,690
Sq Ft
2000
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $60/mo0.98 acresSingle Family Residence2 stories

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About this home

St. Augustine

Imagine owning one of the most unique properties on Florida's Northeast Coast. Welcome to 500 Seagate Lane, just steps from the beach and situated on a rare, nearly ONE ACRE homesite. Perfectly located between Ponte Vedra Beach and St. Augustine, and just minutes from the Guana Research Preserve, this exceptional property features a total of 5 beds, 3 full baths, and over 3600 sqft, along with a 3 car garage. Enjoy stunning ocean views from the main living areas, the spacious primary suite, and guest bedroom. Step outside to a large deck designed for relaxing, dining, and entertaining. The flexible floorplan can accomodate multi-generational living, or potential income producing rental. Relax by your private pool, or climb to the crow's nest and take in the breathtaking 360 degree views of both Atlantic Ocean and Intracoastal Waterway. With nearly an acre of land and the potential to subdivide or add an additional structure or ADU, opportunities like this are incredibly rare!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$10,899
Property taxesest. at asking price, St. Johns County$2,660
HOAbilled monthly$60
Estimated total, before insurance$13,619/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,609/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,999,000
$399,800
Loan Term
Monthly Payment
$10,899
Principal & Interest: $10,899
Property taxes (est.): $2,660
Insurance (est.): $1,333
Estimated Total Monthly
$14,891
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:44 AM, sunset 5:34 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,074,579$378,077—
2024$1,055,451$371,432—
2023$917,766$359,012—
2022$847,108$346,953—
2021$605,771$335,246—
2020$521,328$329,858—

2025 property taxes (current owner): $5,609/yr

Estimated taxes if purchased at asking price: ~$31,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Price change$1,999,000−$401,000
  • Jun 23, 2026Listed$2,400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $317/sq ft; this home is listed at $542/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
601 Seagate Lane S, St. Augustine, FL 32084Listed by PALM VALLEY REALTY PLLCMay 2026$950,000$2865/4.53,318290
1304 Windjammer Lane, St. Augustine, FL 32084Listed by THE LEGENDS OF REAL ESTATEMar 2026$650,000$2373/3.52,740170.2
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504630.3
205 Seaside Vista Court, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLCOct 2026$1,060,000$3175/43,3402430.4
132 Seaside Vista Court, St. Augustine, FL 32084Listed by RE/MAX SPECIALISTSMar 2026$1,150,000$3445/43,340930.4
25 Seaside Vista Court, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC.Dec 2025$1,500,000$4495/43,3383900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,999,000
Price / Sq Ft$542
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,690
Acres0.98 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Gas Heat, Heated
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address500 Seagate Lane S, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionPonte Vedra Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size42,688.8 sq ft
Parcel Number1423300050
ZoningResidential

Amenities

AmenitiesBeach Access
UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourcePublic, Well
ParkingCircular Driveway, Garage, Garage Door Opener
ViewBeach, Intracoastal, Ocean, Pool

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesMicrowave, Refrigerator
HeatingCentral
CoolingCentral Air, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Split Possible
Patio / PorchPatio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBlock, Stucco

Additional Information

Date ListedJune 23, 2026
Days on Market136
HOA Fees$60 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,608.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM VALLEY REALTY PLLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines