Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 4, 2025·3 days on market·Recent sales in St. Augustine

33 Bernard Street

St. Augustine, FL 32084

$370,600sold priceListed at $350,000 · 105.9% of asking$490/sqftMLS# 2103519
2
Beds
1
Baths
756
Sq Ft
1900
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

St. Augustine

One of the very few that is zoned CM2 which allows for nightly STR bookings instead of weekly! Historic Beauty in the Heart of St. Augustine. Just steps from the charm of the historic district, 33 Bernard Street blends timeless character with thoughtful updates. Walk to cobblestone streets, waterfront views, top-rated restaurants, and boutique shops—perfect for lovers of history and vibrant living. Inside, sunlit rooms feature original hardwood floors and vintage details alongside a modernized kitchen with sleek counters and quality cabinetry—ideal for casual meals or entertaining after a day of exploring. Relax in the private, landscaped courtyard with coffee or wine under the stars. With its prime location, the home offers strong potential as a short-term rental, second home, or full-time residence. Opportunities like this are rare in St. Augustine's historic core—don't miss your chance to own a piece of history. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,053
Property taxesest. at asking price, St. Johns County$493
Estimated total, before insurance$2,546/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,600
$74,120
Loan Term
Monthly Payment
$2,053
Principal & Interest: $2,053
Property taxes (est.): $493
Insurance (est.): $247
Estimated Total Monthly
$2,793
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Aug 12, 2025Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $547/sq ft; this home is listed at $463/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54 Grove Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$479,000$5552/1.58631720.2
36 Park Avenue, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$375,000$4782/1784631
11 Davis Street, St. Augustine, FL 32084Listed by HOUWZER, INC.Jul 2026$385,000$5473/2704101
10 Clark Street, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$300,000$3073/19762031
591 Julia Street, St. Augustine, FL 32084Listed by LOKATIONJun 2026$234,000$2553/1916531.2
83 Weeden Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$450,000$5712/2788951.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$463
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage756
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address33 Bernard Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionMasters Tract
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1925900000

Amenities

UtilitiesSewer Connected, Water Connected, Other
Water SourceOther
ParkingOther

Interior

AppliancesOther, Electric Oven, Electric Range, Microwave, Refrigerator
CoolingSplit System, Other
# of Stories1

Exterior

Other StructuresOther

Additional Information

Date ListedAugust 12, 2025
Days on Market3
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines