Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.

1 / 68

Active

Active·46 days on market

2447 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,890,000$739/sqftEst. $14,903/moMLS# 2151589

Beds

Baths

3,912

Sq Ft

1991

Built

Garage

Pool

About this home

Ponte Vedra Beach

This is an amazing oceanfront home that offers so many charming aspects you just have to enjoy. This deep and well protected 100x281' lot was re-modeled in 2003 to now have almost 4000 sq ft and so many custom qualities. From watching the sun rise out the two living spaces upstairs or perhaps enjoying a cup of coffee on the ''Sunrise Coffee Perch'' just a short stroll from the wrap around deck surrounding the home. With 5 bedrooms and 4 full baths, there is more than enough room for family and guests. Did you want to entertain? Do you have different generations? Upstairs has 3 bedrooms and 3 full baths with two separate family rooms. Downstairs has 2 bedrooms and a full bath and another family room. Is storage a concern? Surfboards and SUP your thing? There is a large room to store all that through double doors off the 1st floor back yard. Walk up from the beach, come down the boardwalk and walk them right into the storage room. Do you have dogs? They have their own space.

Cost to own

Mortgage calculator

Home Price

$2,890,000

Down Payment: 20%

$578,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$14,903

Principal & Interest: $14,903

Property taxes (est.): $3,846

Insurance (est.): $1,927

Estimated Total Monthly

$20,676

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$14,903

Property taxesest. at asking price, St. Johns County$3,846

Estimated total, before insurance$18,749/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$27,341/yr · $2,278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$2,274,980	$1,770,060	—
2025	$289,224	$156,907	—
2024	$2,227,642	$1,609,145	—
2024	$261,561	$151,778	—
2023	$2,218,937	$1,462,859	—
2023	$281,716	$145,901	—
2022	$1,702,720	$1,329,872	—
2022	$254,636	$140,196	—
2021	$1,208,975	$1,208,975	—
2021	$203,589	$134,657	—
2020	$1,169,145	$1,169,145	—
2020	$188,280	$132,108	▲ $4,851

2025 property taxes (current owner): $27,341/yr

Estimated taxes if purchased at asking price: ~$46,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 20, 2026Listed$2,890,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,890,000

Price / Sq Ft$739

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,912

Acres0.45 acres

Year Built1991

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesEast

Community Information

Address2447 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionPonte Vedra Beach

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size19,602 sq ft

Lot Dimensions100 x 281

Parcel Number1430300000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected, Propane

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Gated

ViewBeach, Intracoastal, Ocean

Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesDouble Sided, Gas

# of Stories2

LevelsMulti/Split, Two

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecuritySecurity Gate