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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.

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Active

$2,640,0005 bd · 4 ba · 3,912 sq ft

Active·139 days on market

2447 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,640,000$675/sqftEst. $14,393/mo mortgageMLS# 2151589
↓ $250,000 below original list
5
Beds
4
Baths
3,912
Sq Ft
1991
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.45 acresWaterfrontSingle Family Residence2 stories

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About this home

Ponte Vedra Beach

This is an amazing oceanfront home that offers so many charming aspects you just have to enjoy. This deep and well protected 100x281' lot was re-modeled in 2003 to now have almost 4000 sq ft and so many custom qualities. From watching the sun rise out the two living spaces upstairs or perhaps enjoying a cup of coffee on the ''Sunrise Coffee Perch'' just a short stroll from the wrap around deck surrounding the home. With 5 bedrooms and 4 full baths, there is more than enough room for family and guests. Did you want to entertain? Do you have different generations? Upstairs has 3 bedrooms and 3 full baths with two separate family rooms. Downstairs has 2 bedrooms and a full bath and another family room. Is storage a concern? Surfboards and SUP your thing? There is a large room to store all that through double doors off the 1st floor back yard. Walk up from the beach, come down the boardwalk and walk them right into the storage room. Do you have dogs? They have their own space.

Next steps in Ponte Vedra Beach

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$14,393
Property taxesest. at asking price, St. Johns County$3,513
Estimated total, before insurance$17,906/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$27,341/yr · $2,278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,640,000
$528,000
Loan Term
Monthly Payment
$14,393
Principal & Interest: $14,393
Property taxes (est.): $3,513
Insurance (est.): $1,760
Estimated Total Monthly
$19,666
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:44 AM, sunset 5:34 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,274,980$1,770,060—
2025$289,224$156,907—
2024$2,227,642$1,609,145—
2024$261,561$151,778—
2023$2,218,937$1,462,859—
2023$281,716$145,901—
2022$1,702,720$1,329,872—
2022$254,636$140,196—
2021$1,208,975$1,208,975—
2021$203,589$134,657—
2020$1,169,145$1,169,145—
2020$188,280$132,108▲ $4,851

2025 property taxes (current owner): $27,341/yr

Estimated taxes if purchased at asking price: ~$42,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 19, 2026Price change$2,640,000−$100,000
  • Sep 11, 2026Price change$2,740,000−$150,000
  • Jun 20, 2026Listed$2,890,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $597/sq ft; this home is listed at $675/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2451 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$2,100,000$5975/33,5151610
2395 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.May 2025$3,595,000$8984/44,004900.5
2605 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2025$1,700,000$5585/4.53,0481451.3
327 Costa Del Sol Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATESep 2026$2,700,000$6065/4.54,455453.1
164 Hickory Hill Drive, St. Augustine, FL 32095Listed by ENDLESS SUMMER REALTYApr 2026$1,175,000$3434/3.53,424493.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,640,000
Price / Sq Ft$675
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,912
Acres0.45 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2447 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionPonte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,602 sq ft
Lot Dimensions100 x 281
Parcel Number1430300000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated
ViewBeach, Intracoastal, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesDouble Sided, Gas
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchDeck, Front Porch, Wrap Around
RoofShingle
ConstructionBlock

Additional Information

Date ListedJune 21, 2026
Days on Market139
Tax Amount$27,341.09
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines