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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Ponte Vedra Beach, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Nov 20, 2025·145 days on market·Recent sales in South Ponte Vedra Beach·South Ponte Vedra Beach

2605 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,700,000sold priceListed at $1,950,000 · 87.2% of asking$558/sqftMLS# 2090028
5
Beds
4.5
Baths
3,048
Sq Ft
1981
Built
2
Garage
No
Pool

5 more homes for sale in South Ponte Vedra Beach →Search South Ponte Vedra Beach on the map

No HOA12,197 sqft lotWaterfrontSingle Family Residence2 stories

About this home

South Ponte Vedra Beach

Stunning views! Boasting 100 feet of ocean frontage and the serene Guana River Preserve across the street, this property offers a perfect blend of privacy and coastal charm. The seamless flow among the kitchen, living, and bar areas are perfect for entertaining. Unwind on the full-length covered porch or follow your private boardwalk to miles of secluded shoreline, far from public beach access. The primary bedroom features 2 large sliding doors opening to the porch, showcasing beautiful sunrise views. Two addl bedrooms each have en-suite bathrooms. The lower level includes two versatile spaces, perfect as additional bedrooms or in-home offices. An additional full bathroom, enclosed courtyard, and direct beach access make this an ideal home to welcome family and guests. Laundry on both levels adds convenience. Oversized garage with ample storage for all your beach toys. Minutes to Ponte Vedra Beach and historic St. Augustine for great shopping, dining and recreation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,416
Property taxesest. at asking price, St. Johns County$2,262
Estimated total, before insurance$11,678/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,146/yr · $762/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,700,000
$340,000
Loan Term
Monthly Payment
$9,416
Principal & Interest: $9,416
Property taxes (est.): $2,262
Insurance (est.): $1,133
Estimated Total Monthly
$12,812
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:50 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,146/yr

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $705/sq ft; this home is listed at $640/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2657 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJul 2025$2,500,000$9243/2.52,7061800.5
2679 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJun 2026$1,200,000$4963/32,418120.7
2519 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSFeb 2026$1,950,000$8144/42,395310.7
2451 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$2,100,000$5975/33,5151611.3
2749 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2025$1,300,000$5933/3.52,192161.3
2779 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$2,400,000$7054/43,4033041.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,950,000
Price / Sq Ft$640
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,048
Acres0.28 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Multi Generational
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address2605 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionSouth Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size12,196.8 sq ft
Parcel Number1437200390
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewBeach, Ocean, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split, Two
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchCovered, Deck, Rear Porch
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 28, 2025
Days on Market145
Tax Amount$9,145.63
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: EXP REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Ponte Vedra Beach

South Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all South Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines