Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·1 day on market

600 Ponte Vedra Boulevard 102

Ponte Vedra Beach, FL 32082

$1,350,000$714/sqftEst. $6,933/moMLS# 2161035

Beds

Baths

1,891

Sq Ft

1995

Built

Garage

Pool

About this home

Ponte Vedra Beach

Now is a great opportunity to get into The Carlyle at an exceptional price and secure a residence in one of the area's most desirable luxury communities. The Carlyle is one of Ponte Vedra Beach's most exclusive luxury condominium offerings, perfectly positioned right next the renowned Ponte Vedra Lodge & Club. This elegant 3 bedroom, 2 bath residence offers approximately 1,891 square feet of refined living with privacy, convenience, and an exceptional coastal lifestyle. The Carlyle features full service concierge staff, a gated private elevator entrance, and beautifully maintained grounds. Living here feels like being ''on campus'' at one of the area's most celebrated private clubs, with golf, dining, spa amenities, morning walks, and ocean breezes just steps away. This property is being sold with the existing residential lease that expires July 31st 2028. A rare opportunity to own in one of Ponte Vedra Beach's most sought after addresses with an established tenancy in place.

Cost to own

Mortgage calculator

Home Price

$1,350,000

Down Payment: 20%

$270,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$6,933

Principal & Interest: $6,933

Property taxes (est.): $1,796

Insurance (est.): $900

Estimated Total Monthly

$9,630

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$6,933

Property taxesest. at asking price, St. Johns County$1,796

HOAbilled monthly$1,043

Estimated total, before insurance$9,773/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,768/yr · $897/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,768/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Multi Family - Water/Sewer

County records show this parcel on central sewer served by JEA Multi Family - Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History