This home is in Prairie Creek, St. Augustine — a pool home in St. Johns County.
$550,0003 bd · 2 ba · 1,909 sq ft
Active·144 days on market·Prairie Creek
3572 Red Cloud Trail
St. Augustine, FL 32086
All Prairie Creek homes for sale →Search Prairie Creek on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Prairie Creek
Welcome to your ultimate private sanctuary. Nestled within one of St. Augustine's premier, manned-gated communities, this exquisitely renovated estate sits on over an acre of pristine, tree-lined land, effortlessly blending modern sophistication with the serene tranquility of nature. Every inch of this 3-bedroom, 2-bathroom retreat has been meticulously reimagined to offer a flawless, move-in-ready experience. Step inside to discover a bright, open-concept layout adorned with luxury finishes, including elegant new flooring, a crisp contemporary color palette, and designer lighting fixtures. The heart of the home is the fully transformed gourmet kitchen, boasting premium cabinetry, high-end countertops, and top-tier appliances--perfectly positioned for both effortless daily living and elegant entertaining. The seller has invested heavily in the home's bones and systems: a brand-new electrical panel, pool pump, and 10-year smoke alarms were completed Spring 2026, a new well pump and
Next steps in Prairie Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
This lot spans hurricane evacuation zones: mostly outside every evacuation zone (83%)
The rest is zone B (17%). Evacuation orders go by zone; check the house's own address at floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,536 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 5 mi · 45 parking spaces
Closest park or preserve
Treaty Park3 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 2 mi · Moultrie Creek
Closest youth league fields
Treaty Park5 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 1 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $386,869 | $202,163 | — |
| 2024 | $348,558 | $195,758 | — |
| 2023 | $363,603 | $188,600 | — |
| 2022 | $338,592 | $181,650 | — |
| 2021 | $237,401 | $174,903 | — |
| 2020 | $234,446 | $171,798 | — |
2025 property taxes (current owner): $3,218/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$550,000−$9,999
- Aug 27, 2026Price change$559,999−$10,000
- Aug 17, 2026Active$569,999
- Aug 5, 2026Active Under Contract$569,999
- Jul 14, 2026Price change$569,999−$10,000
- Jun 19, 2026Listed$579,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLC | Oct 2026 | $520,000 | $286 | 3/2 | 1,818 | 29 | 0.4 |
| 3613 Fort Peyton Circle, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Oct 2026 | $350,000 | $206 | 3/2 | 1,699 | 50 | 0.5 |
| 3640 Fort Peyton Circle, St. Augustine, FL 32086Listed by US REALTY HUB | Oct 2026 | $361,000 | $261 | 3/2 | 1,381 | 181 | 0.7 |
| 115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC. | Sep 2026 | $548,000 | $242 | 4/2.5 | 2,268 | 143 | 0.7 |
| 59 Moultrie Creek Circle, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2026 | $352,000 | $204 | 3/2 | 1,723 | 89 | 0.8 |
| 2950 Kings Road, St. Augustine, FL 32086Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $950,000 | $413 | 4/2 | 2,300 | 187 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Prairie Creek
Prairie Creek is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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