This home is in Kensington, Jacksonville.
Active Under Contract·50 days on market·Kensington
12620 Barnsbury Court
Jacksonville, FL 32246
About this home
Kensington
Welcome to 12620 Barnsbury Ct -- a beautifully updated 4-bedroom, 2-bath 1 level home tucked on a large corner lot at the end of a quiet cul-de-sac in the highly sought-after Kensington community. Vaulted ceilings, Fresh paint, new flooring, updated kitchen and baths make this home completely move-in ready. The custom entertainment area with a built-in bar is a true showstopper, perfect for hosting. Step outside to a fully fenced backyard on a generously sized lot -- private, shaded, and ready for your lifestyle. Kensington delivers the amenities buyers want: a community pool, playground, and tennis courts, all with a low annual HOA. Ideally located just minutes from the beach, JTB, top-rated schools, and the best shopping and dining the Intracoastal West corridor has to offer. Don't miss this one.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $382,852 | $332,130 | — |
| 2024 | $368,768 | $223,374 | — |
| 2023 | $366,460 | $215,412 | — |
| 2022 | $334,260 | $207,682 | — |
| 2021 | $264,586 | $200,177 | — |
| 2020 | $250,144 | $196,723 | — |
2025 property taxes (current owner): $6,422/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,681 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 18, 2026Active Under Contract$460,000
- Jun 18, 2026Listed$460,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Kensington
Kensington is a neighborhood in St. Johns County, FL (Duval County), ZIP 32246.
View all Kensington homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Kensington
Active Under Contract$439,000MLS# 2142895Est. $2,337/mo1974 Delamere Court, Jacksonville, FL 322463 Beds2 Baths1,714 sqftOPEN HOUSE MAY 23 AT 12 PM TILL 2 PM. Price just reduced.. OVER $15,000 Charing 3 bedroom 2 bath home boosts a…
ResidentialNEXTHOME ENDLESS SUMMER
Pending$510,000MLS# 2145386Est. $2,714/mo12353 Brighton Bay Trail S, Jacksonville, FL 322464 Beds2 Baths2,120 sqftOPEN HOUSE SUNDAY 7/12 from 2-4pm. Location is everything and this one delivers. Tucked in a sought after neighborhood…
ResidentialEXP REALTY LLC
Active$599,000MLS# 2152499Est. $3,188/mo1005 Dove House Lane, St. Augustine, FL 320955 Beds3 Baths2,674 sqftWelcome to 1005 Dove House Lane, a residence where timeless design meets meticulous care. Set on a quarter acre…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY
Active$625,000MLS# 2148585Est. $3,327/mo1121 Westfield Way, St. Augustine, FL 320955 Beds3 Baths2,426 sqftMattamy built home in St. Johns Country. No CDD. Beautifully landscaped split bedroom floor plan. Large primary suite…
ResidentialSOUND INVESTMENTS REAL ESTATE
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines