This home is in Lantana Lakes, Jacksonville.

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Pending

Pending·35 days on market·Lantana Lakes

2821 Lantana Lakes Drive E

Jacksonville, FL 32246

$255,000$177/sqftEst. $1,300/moMLS# 2151272

Beds

Baths

1,443

Sq Ft

1994

Built

Garage

Pool

About this home

Lantana Lakes

**HIGHEST AND BEST OFFERS DUE BY 5PM ON 06/23/2026**OPPORTUNITY KNOCKS! Bright and spacious this 3 bedroom, 2.5 bath home features some appliances, a fireplace in the living room and a screened porch. Don't miss the opportunity to finish this home the way you want. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. Seller will not pay for or provide survey. This property may qualify for Seller Financing (Vendee). If property was built prior to1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

Cost to own

Mortgage calculator

Home Price

$255,000

Down Payment: 20%

$51,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,300

Principal & Interest: $1,300

Property taxes (est.): $416

Insurance (est.): $170

Estimated Total Monthly

$1,887

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,300

Property taxesest. at asking price, Duval County$416

HOAbilled quarterly$48

Estimated total, before insurance$1,765/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,525/yr · $460/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$290,788	$290,788	—
2024	$275,004	$272,154	▲ $23,917
2023	$260,319	$247,413	—
2022	$224,921	$224,921	▲ $11,997
2021	$164,096	$79,048	—
2020	$146,038	$77,267	▲ $429

2025 property taxes (current owner): $5,525/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.