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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lantana Lakes, Jacksonville.

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Active·1 day on market·Lantana Lakes

2786 Lantana Lakes Drive W

Jacksonville, FL 32246

$319,000$243/sqftEst. $1,767/moMLS# 2168612
3
Beds
2
Baths
1,311
Sq Ft
1996
Built
2
Garage
No
Pool

5 more homes for sale in Lantana Lakes →Search Lantana Lakes on the map

FEMA Zone XHOA $51/mo5,227 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Lantana Lakes

Welcome home to this well-maintained 3-bedroom, 2-bath home offering 1,311 square feet of comfortable living space. No carpet! Tile flooring flows through the living areas and bathrooms, while durable LVP flooring is featured in all bedrooms. The updated primary bathroom features a dual vanity and a beautifully tiled shower with a sleek glass enclosure. Enjoy the Florida lifestyle from the screened-in back lanai, overlooking a newly sodded and fully fenced backyard. A small creek/easement beyond the rear fence provides added privacy and a natural backdrop. The lanai extends to a paver patio, creating additional outdoor space perfect for relaxing or entertaining. Major updates include a 2025 roof, 2024 AC system, and 2021 water heater. Additional features include an irrigation system and water softener. With a well-maintained interior, updated primary suite, newer major systems, and inviting outdoor living space, this home is move-in ready and ready

Next steps in Lantana Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,767
Property taxesest. at asking price, Duval County$521
HOAbilled annually$51
Estimated total, before insurance$2,339/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,912/yr · $159/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,000
$63,800
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $521
Insurance (est.): $213
Estimated Total Monthly
$2,501
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,912/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2778 Lantana Lakes Drive W, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$308,400$2123/21,454530
2821 Lantana Lakes Drive E, Jacksonville, FL 32246Listed by ALFA REALTORS CORPAug 2026$275,000$1913/2.51,443110.1
2840 Lantana Lakes Drive E, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$339,900$2193/21,550460.1
2916 Peach Drive, Jacksonville, FL 32246Listed by NUVIEW REALTYSep 2026$285,000$2833/21,008500.4
3114 Peach Drive, Jacksonville, FL 32246Listed by RED PHOENIX REALTY, LLCSep 2026$280,000$2714/21,03290.6
9724 Macarthur Court S, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$230,000$1863/11,23450.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,311
Acres0.12 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address2786 Lantana Lakes Drive W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionLantana Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size5,227.2 sq ft
Parcel Number1654192220

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 9, 2026
Days on Market0
HOA Fees$615 / Annually
HOA FrequencyAnnually
Tax Amount$1,911.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lantana Lakes

Lantana Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Lantana Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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