Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 25
Sold

Sold·Closed Sep 23, 2026·9 days on market·Recent sales in Jacksonville

3114 Peach Drive

Jacksonville, FL 32246

$280,000sold priceListed at $274,900 · 101.9% of asking$271/sqftMLS# 2160325
4
Beds
2
Baths
1,032
Sq Ft
1955
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.45 acresSingle Family Residence1 story

About this home

Jacksonville

Great Opportunity - Block House with block efficiency. Expecting this one to move FAST! This beautiful home is nicely updated with new roof and ready for its new owners! This great floorplan includes 3BR/1BA House (1032 sqft) with a BONUS Cozy 1BR/1BA Man Cave (240 sqft); providing options for older parents, young adults needing space, or a potential great source of some extra income to offset the costs of living! The space has its own water heater and AC unit. The property has a huge laundry room that allows for separated use and plenty of parking area for trucks or a business in the back. Come make this amazing property your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
Estimated total, before insurance$2,008/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,601/yr · $133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane, Other — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,601/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$274,900
  • Aug 21, 2026Active Under Contract$274,900
  • Aug 15, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2916 Peach Drive, Jacksonville, FL 32246Listed by NUVIEW REALTYSep 2026$285,000$2833/21,008500.2
3483 Forest Boulevard, Jacksonville, FL 32246Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$237,450$2733/1870230.5
3354 Eve Drive E, Jacksonville, FL 32246Listed by ALKO REALTY LLCJul 2026$250,000$1883/21,3321490.5
9724 Macarthur Court S, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$230,000$1863/11,23450.6
10444 Skycrest Drive N, Jacksonville, FL 32246Listed by HOME SOLD REALTY LLCAug 2026$240,000$1953/11,23120.8
8948 Sandusky Avenue S, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYJul 2026$260,000$2323/21,122400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$266
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,032
Acres0.45 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address3114 Peach Drive, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size19,602 sq ft
Parcel Number1240820000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Attached Carport, Carport, Covered, Off Street, Other
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesOther, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
HeatingCentral, Electric, Heat Pump, Hot Water, Varies by Unit
CoolingCentral Air, Split System, Varies by Unit
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Carport, Washer Hookup

Exterior

Patio / PorchCovered
FencingBack Yard, Chain Link
RoofMembrane, Other
ConstructionBlock, Concrete
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 15, 2026
Days on Market9
Tax Amount$1,600.56
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RED PHOENIX REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines