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This home is in Lantana Lakes, Jacksonville.

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Active

Active·14 days on market·Lantana Lakes

2830 W Lantana Lakes Drive

Jacksonville, FL 32246

$295,000$204/sqftEst. $1,524/moMLS# 2161349

Beds

Baths

1,445

Sq Ft

1994

Built

Garage

Pool

About this home

Lantana Lakes

Wow! What a location! Close to all Major highway hubs and yet secluded and private residence in the heart of Southside, Jacksonville. Enjoy incredibly low Hoa fees and a convenient location with easy commute access. This home offers a manageable lifestyle, where your homeownership journey begins with peace of mind and comfort. Watch the Florida Sunsets on your private fenced yard, under the lushes' palm trees. Featuring 3 Bedrooms, 2.5 Bathrooms,1445 square feet and 2 Car garage, including updated bathrooms and flooring throughout the house, this 2-story house is calling all the buyers!! Welcome Home! Open floor plan for everyday living and a smart split bedroom design for ultimate privacy! Matching Tile and luxury vinyl flooring throughout the house! Priced Right and move in Ready!! Make your appointment Today!

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,524

Principal & Interest: $1,524

Property taxes (est.): $482

Insurance (est.): $197

Estimated Total Monthly

$2,203

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,524

Property taxesest. at asking price, Duval County$482

HOAbilled quarterly$51

Estimated total, before insurance$2,057/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,290/yr · $191/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,290/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000

Price / Sq Ft$204

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,445

Acres0.18 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address2830 W Lantana Lakes Drive, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionLantana Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size7,840.8 sq ft

Parcel Number1654191835

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingAttached, Garage, On Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Guest Suite, Open Floorplan, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LaundryElectric Dryer Hookup