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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Aug 21, 2026·38 days on market·Recent sales in Stillwater·Stillwater

483 Murphys Drive

St. Johns, FL 32259

$308,000sold priceListed at $313,000 · 98.4% of asking$205/sqftMLS# 2151091
2
Beds
2
Baths
1,503
Sq Ft
2025
Built
2
Garage
No
Pool

26 more homes for sale in Stillwater →Search Stillwater on the map

FEMA Zone XHOA $711/mo7,405 sqft lotSingle Family Residence1 story

About this home

Stillwater

Start enjoying the lifestyle you've been looking for in this move-in ready home located in a vibrant active adult golf community. The popular Lennar Jessica floor plan offers 2 bedrooms, 2 bathrooms, a private study, and a 2-car garage, giving you the perfect amount of space without the upkeep. The kitchen features white quartz countertops, 42-inch white cabinets, and a full set of Frigidaire stainless steel appliances, including a gas range, double ovens, microwave, dishwasher, and refrigerator. Wood-look tile flooring runs throughout the main living areas, creating a warm and inviting feel, while quartz countertops in the bathrooms add a touch of elegance. Step outside to the screened lanai and enjoy your morning coffee or unwind at the end of the day. The association includes access to a clubhouse, fitness center, golf course, pool, pickleball and tennis courts, along with maintenance of the grounds. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,706
Property taxesest. at asking price, St. Johns County$410
HOAbilled monthly$711
Estimated total, before insurance$2,827/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,076/yr · $340/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$308,000
$61,600
Loan Term
Monthly Payment
$1,706
Principal & Interest: $1,706
Property taxes (est.): $410
Insurance (est.): $205
Estimated Total Monthly
$2,321
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,000$90,000—
2024$110,000$110,000—

2025 property taxes (current owner): $4,076/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$313,000
  • Jul 27, 2026Active Under Contract$313,000
  • Jul 23, 2026Price change$313,000−$5,000
  • Jun 17, 2026Listed$318,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
691 Murphys Drive, St. Johns, FL 32259Listed by FATHOM REALTY FL, LLC.Jun 2026$430,000$2512/2.51,710770.2
154 Dogleg Run, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$320,000$1982/21,6201940.4
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861740.5
217 S Torwood Drive, St. Johns, FL 32259Listed by REAL BROKER LLCAug 2026$427,500$2543/21,68540.9
4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$415,000$2553/21,628331.4
62 Fernbrook Drive, St. Johns, FL 32259Listed by PURSUIT REAL ESTATE, LLCJun 2026$415,000$2253/21,84801.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$313,000
Price / Sq Ft$208
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,503
Acres0.17 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address483 Murphys Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0098622860

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Pickleball, Tennis Court(s), Trash
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDouble Oven, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 17, 2026
Days on Market38
HOA Fees$710.72 / Monthly
HOA FrequencyMonthly
Tax Amount$4,076.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stillwater

Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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