Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ocean Village Club, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·63 days on market·Ocean Village Club

4250 A1A S F25 (Elevator Building)

St. Augustine, FL 32080

$399,900$383/sqftEst. $2,062/moMLS# 2148541

Beds

Baths

1,044

Sq Ft

1998

Built

—

Garage

Pool

About this home

Ocean Village Club

Welcome to your coastal carefree beach vacation lifestyle in your beautiful, 2 bedroom/2 full bath tastefully decorated and well maintained condo! The bright coastal themed space is located in one of the rare buildings with an elevator - easy for groceries & life. Clean & bright - Upgraded with granite countertops, white cabinets, stainless appliances and a pantry closet for stocking up! Tile and LVP flooring feels clean & healthy. Split bedroom floor plan is always a favorite! Stack washer/dryer is included! Wake up each day and head down the most breathtaking boardwalk entry to your gorgeous beach area. After a day of sunshine & salt water, come back into your welcoming complex and take a quick dip in either of 2 well maintained pools before heading out to one of the unique and delicious eateries located all over the Saint Augustine area. The big question is whether to play shuffleboard or tennis next?

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,062

Principal & Interest: $2,062

Property taxes (est.): $532

Insurance (est.): $267

Estimated Total Monthly

$2,861

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,062

Property taxesest. at asking price, St. Johns County$532

HOAbilled monthly$690

Estimated total, before insurance$3,284/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,530/yr · $378/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$343,000	$327,958	—
2024	$377,000	$298,144	—
2023	$403,620	$271,040	—
2022	$282,000	$246,400	—
2021	$224,000	$224,000	—
2020	$219,000	$219,000	—

2025 property taxes (current owner): $4,530/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Price change$399,900−$40,000
Jun 5, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900

Price / Sq Ft$383

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,044

Year Built1998

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address4250 A1A S F25 (Elevator Building), St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionOcean Village Club

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Parcel Number1757310625

Amenities

AmenitiesPool, Beach Access, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Shuffleboard Court, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingParking Lot

ViewPool