This home is in Markland, St. Augustine.

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Active

Active·45 days on market·Markland

323 Aspinwall Parkway

St. Augustine, FL 32095

$999,000$269/sqftEst. $5,094/moMLS# 2150197

Beds

Baths

3,718

Sq Ft

2021

Built

Garage

Pool

About this home

Markland

Nestled in St. Augustine's premier gated community, Markland, this stunning 5-bed, 4-bath estate offers 3,718 sq ft of luxury on a .27-acre preserve lot. Located minutes from I-95, Costco, and beaches, the home sits beautifully across from a peaceful green space and it backs to a beautiful wooded area. Inside, an expansive foyer leads past a huge office with tray ceilings into an open living area featuring 8' doors, tile floors, and crown molding. The kitchen boasts a 10'+ quartz island, 5 burner gas cooktop, and double ovens. Three-panel sliders open to a screened paver porch and an aluminum-fenced backyard perfect backdrop for a future pool. The main floor hosts a private guest wing; the primary suite offers dual vanities and a huge dual-head shower. Upstairs, a loft leads to three oversized bedrooms, including an en-suite and one with a private balcony showcasing sunset views. Complete with a split 3-car garage, dual ACs, this home delivers the ultimate Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$999,000

Down Payment: 20%

$199,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,094

Principal & Interest: $5,094

Property taxes (est.): $1,329

Insurance (est.): $666

Estimated Total Monthly

$7,089

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,094

Property taxesest. at asking price, St. Johns County$1,329

HOAbilled annually$10

Estimated total, before insurance$6,433/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$748,130	$748,130	—
2024	$715,899	$715,899	—
2023	$677,592	$677,592	—
2022	$624,361	$624,361	—
2021	$75,000	$75,000	—
2020	$82,500	$82,500	—

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$999,000

Price / Sq Ft$269

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,718

Total Structure Area4,236 sq ft

Acres0.27 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Multi Generational

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address323 Aspinwall Parkway, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionMarkland

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size11,761.2 sq ft

Parcel Number0270713000

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Sink, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)

Spa FeaturesAbove Ground