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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·56 days on market·Recent sales in Over 55 & Active Adult

546 Baisden Road

Jacksonville, FL 32218

$170,000sold priceListed at $179,900 · 94.5% of asking$91/sqftMLS# 2152207
3
Beds
2
Baths
1,858
Sq Ft
1963
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Value meets modern style in this wonderful 3-bedroom, 2-bathroom home. This property boasts an open-concept design, elevated by impressive tall ceilings and warm wood flooring. Anchored on a generous corner lot, the exterior features a fully fenced backyard and a spacious 2-car garage. Enjoy the ultimate convenience of being located right next to a vibrant city park and a local elementary school, with quick proximity to the interstate for effortless travel. Affordably priced and ready for its next chapter, come see the fantastic features of this home for yourself.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Property taxesest. at asking price, Duval County$278
Estimated total, before insurance$1,219/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,564/yr · $464/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Property taxes (est.): $278
Insurance (est.): $113
Estimated Total Monthly
$1,333
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,617 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$291,970$291,970—
2024$286,335$286,335▲ $16,755
2023$280,714$268,401▲ $26,668
2022$244,001$244,001▲ $105,479
2021$120,071$120,071▼ $19,957
2020$138,704$138,704—

2025 property taxes (current owner): $5,564/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$179,900
  • Aug 18, 2026Pending$179,900
  • Aug 11, 2026Active$179,900
  • Jul 28, 2026Pending$179,900
  • Jul 13, 2026Active$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11524 Princessa Lane, Jacksonville, FL 32218Listed by CB ISAAC REALTYSep 2026$248,000$1413/21,754870.4
11419 Inez Drive, Jacksonville, FL 32218Listed by PREMIER HOMES REALTY INCSep 2026$290,000$2043/21,420240.5
589 Wild Rose Lane, Jacksonville, FL 32218Listed by WATSON REALTY CORPAug 2026$301,310$1774/21,7071661.4
577 Wild Rose Lane, Jacksonville, FL 32218Listed by HOVER GIRL PROPERTIESJul 2026$330,000$1953/21,696101.4
557 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$392,385$1734/3.52,26311.6
546 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$369,990$1774/32,094721.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$179,900
Price / Sq Ft$97
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,858
Acres0.23 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address546 Baisden Road, Jacksonville, FL 32218
Area095-San Mateo/Eastport
SubdivisionSan Mateo
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size10,018.8 sq ft
Parcel Number1098060000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s)
AppliancesGas Range
HeatingCentral
CoolingCentral Air
FlooringVinyl, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio
FencingFenced
RoofShingle
ConstructionBrick

Additional Information

Date ListedAugust 11, 2026
Days on Market56
Tax Amount$5,563.9
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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