This home is in Jacksonville.

1 / 30

Active

Active·55 days on market

11524 Princessa Lane

Jacksonville, FL 32218

$259,000$148/sqftEst. $1,379/moMLS# 2143723

Beds

Baths

1,754

Sq Ft

1965

Built

—

Garage

Pool

About this home

Jacksonville

This updated 3/2 concrete home with brick front has all the cozy touches -- a fireplace for relaxing nights, a big family room with ductless heat/air, and a fenced backyard perfect for pets, gardening, or weekend hangouts. Close to everything you need - major highways, restaurants and shopping. The updated kitchen features a gas stove, recessed oven/microwave, and plenty of cabinet space -- ideal for anyone who loves to cook or entertaining. The spacious primary bedroom includes an updated bath, and bedrooms 2 and 3 offer comfortable size and natural light. 50 year metal roof. Seller will contribute 2% towards buyer's closing costs with an accepted offer.

Cost to own

Mortgage calculator

Home Price

$259,000

Down Payment: 20%

$51,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,308

Principal & Interest: $1,308

Est. Taxes & Insurance: $327

Estimated Total Monthly

$1,635

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,379

Property taxesest. at asking price, Duval County$423

Estimated total, before insurance$1,801/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$204,914	$133,614	—
2024	$195,671	$129,141	▲ $10,608
2023	$191,899	$123,924	▲ $16,756
2022	$168,859	$118,859	▲ $15,636
2021	$131,536	$131,536	▲ $5,000
2020	$123,143	$123,143	—

2025 property taxes (current owner): $2,918/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History