This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Jul 28, 2026·18 days on market·Recent sales in Ponte Vedra Beach
948 Spinnakers Reach Drive
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Experience oceanfront living in this beautifully updated 2-bedroom, 2.5-bath condominium in Windemere, located within gated Sawgrass Country Club. Perched on the third floor, the residence captures sweeping, unobstructed ocean views and is truly move-in ready. Recent improvements include new windows and doors, recessed lighting, and fresh interior paint. Triple sliding glass doors fill the main living area with natural light and open to a private oceanfront balcony--an ideal place to enjoy your morning coffee or unwind at the end of the day. The kitchen offers stainless steel appliances, an electric cooktop with convection oven, double sink, and ample storage. Adjacent to the kitchen, a bright flex space surrounded by windows works equally well as a dining area, sitting room, or entertaining space. The primary suite features a beautifully renovated bath with a double vanity, jetted soaking tub, and a large shower with built-in bench seating. Wonderful storage with walk-in closets.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,643,031 | $826,216 | — |
| 2024 | $1,643,031 | $802,224 | — |
| 2023 | $1,643,031 | $777,402 | — |
| 2022 | $1,359,000 | $753,303 | — |
| 2021 | $1,142,000 | $729,906 | — |
| 2020 | $1,142,000 | $719,138 | — |
2025 property taxes (current owner): $11,289/yr
Estimated taxes if purchased at asking price: ~$22,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 28, 2026Closed$1,525,000
- Jul 20, 2026Pending$1,525,000
- Jun 11, 2026Listed$1,525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $816/sq ft; this home is listed at $761/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $2,100,000 | $1,071 | 2/2.5 | 1,960 | 120 | 0 |
| 970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Jun 2026 | $3,400,000 | $1,355 | 3/3.5 | 2,510 | 23 | 0 |
| 916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $1,760,000 | $701 | 3/3.5 | 2,510 | 38 | 0 |
| 822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Jun 2026 | $1,550,000 | $816 | 3/3 | 1,900 | 77 | 0.1 |
| 507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $640,000 | $397 | 2/2 | 1,614 | 1 | 0.2 |
| 75 Tifton Way N, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $585,000 | $370 | 2/2 | 1,583 | 10 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Ponte Vedra Beach
Ponte Vedra Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines