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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 22, 2026·120 days on market·Recent sales in Ponte Vedra Beach

930 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$2,100,000sold priceListed at $2,399,000 · 87.5% of asking$1071/sqftMLS# 2135063
2
Beds
2.5
Baths
1,960
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XHOA $1469/moWaterfrontCondominium1 story

About this home

Ponte Vedra Beach

Completely reimagined oceanfront luxury in Windemere at Sawgrass Country Club. This stunning residence was taken down to the studs and rebuilt in 2025, with a redesigned floorplan that maximizes space, natural light, and breathtaking Atlantic Ocean views. The open-concept layout creates seamless coastal living, while all-new electrical and plumbing provide the confidence of modern construction within an established oceanfront community. Located inside the gates of one of Ponte Vedra Beach's most coveted clubs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,632
Property taxesest. at asking price, St. Johns County$2,794
HOAbilled monthly$1,469
Estimated total, before insurance$15,895/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,845/yr · $1,070/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,632
Principal & Interest: $11,632
Property taxes (est.): $2,794
Insurance (est.): $1,400
Estimated Total Monthly
$15,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,150,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$953,700$953,700—
2024$860,760$239,161—
2023$860,760$230,593—
2022$711,960$226,775—
2021$521,220$218,699—
2020$521,220$214,982—

2025 property taxes (current owner): $12,845/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$2,399,000
  • Jul 11, 2026Pending$2,399,000
  • Mar 15, 2026Listed$2,399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $701/sq ft; this home is listed at $1,224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180
970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$3,400,000$1,3553/3.52,510230
916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$1,760,000$7013/3.52,510380
822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$1,550,000$8163/31,900770.1
507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$640,000$3972/21,61410.2
75 Tifton Way N, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$585,000$3702/21,583100.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,399,000
Price / Sq Ft$1,224
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,960
Total Structure Area1,960 sq ft
Year Built1987
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionWindemere Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619860930
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Cable TV, Elevator(s), Trash, Water
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Guest
ViewBeach, Ocean, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesBuilt-in Features, Kitchen Island, Open Floorplan, Smart Home, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Induction Cooktop, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
Security24 Hour Security, Carbon Monoxide Detector(s), Fire Alarm, Secured Elevator, Secured Lobby, Security Gate, Security Lights, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofTile
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 15, 2026
Days on Market120
HOA Fees$1,469 / Monthly
HOA FrequencyMonthly
HOA NameSub Marsh Landing Mgmt. Master-Castle Gr 686-7552
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure
Tax Amount$12,845
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines