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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Jun 2, 2026·38 days on market·Recent sales in Ponte Vedra Beach

916 Spinnakers Reach Drive 916

Ponte Vedra Beach, FL 32082

$1,760,000sold priceListed at $1,950,000 · 90.3% of asking$701/sqftMLS# 2138367
3
Beds
3.5
Baths
2,510
Sq Ft
1987
Built
2
Garage
No
Pool
HOA $1983/moWaterfrontCondominium1 story

About this home

Ponte Vedra Beach

Rare Oceanfront Opportunity in Windemere! Experience coastal living at its finest with this 3-bedroom, 3.5-bathroom, 2,510 sq. ft. first-floor oceanfront condo, one of just four in Windemere 1 with direct beach access. The expansive southern-facing balcony offers stunning views and connects to the dune walkway and community pool. Inside, the spacious layout includes an oceanfront main suite, two guest suites with ensuite baths, and a half bath. Ready for your personal touch, this home is a blank canvas to create your dream retreat. Current assessments are paid. A private hallway entry ensures convenience and security. Windemere residents enjoy lush landscaping, a serene pool, and close proximity to Sawgrass Private Beach Club. Additional features include two secure under-building parking spaces and ample storage. Don't miss this rare opportunity to own a customizable oceanfront haven! Membership to Sawgrass Country Club (golf, tennis, fitness, and dining) is separate and waitlisted.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,749
Property taxesest. at asking price, St. Johns County$2,342
HOAbilled monthly$1,983
Estimated total, before insurance$14,074/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$27,049/yr · $2,254/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,760,000
$352,000
Loan Term
Monthly Payment
$9,749
Principal & Interest: $9,749
Property taxes (est.): $2,342
Insurance (est.): $1,173
Estimated Total Monthly
$13,264
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete, Tar/Gravel — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,145,500$1,888,689—
2024$2,145,500$1,716,990—
2023$1,860,000$1,560,900—
2022$1,535,000$1,419,000—
2021$1,290,000$1,290,000—
2020$1,290,000$1,290,000—

2025 property taxes (current owner): $27,049/yr

Estimated taxes if purchased at asking price: ~$28,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $816/sq ft; this home is listed at $777/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180
930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$2,100,000$1,0712/2.51,9601200
970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$3,400,000$1,3553/3.52,510230
824 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$1,755,000$5963/3.52,9451060.1
1103 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$2,300,000$7834/42,936880.1
822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$1,550,000$8163/31,900770.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,950,000
Price / Sq Ft$777
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,510
Total Structure Area2,510 sq ft
Year Built1987
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesSoutheast

School Information

Community Information

Address916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionWindemere Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619860916
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Gated, Maintenance Grounds, Management - Off Site, Security, Trash
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Community Structure, Garage, Garage Door Opener, Secured
ViewBeach, Ocean, Pool

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator, Trash Compactor, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Marble
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Gated with Guard, Secured Elevator, Secured Lobby, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchAwning(s), Covered, Porch, Rear Porch
RoofConcrete, Tar/Gravel
ConstructionConcrete
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 25, 2026
Days on Market38
HOA Fees$1,983 / Monthly
HOA FrequencyMonthly
HOA NameMarsh Landing Management/ Castle Group
HOA Fee IncludesMaintenance Grounds, Security, Trash, Water
Tax Amount$27,048.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines