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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Spinnakers Reach, Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 26, 2026·77 days on market·Recent sales in Spinnakers Reach·Spinnakers Reach

822 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$1,550,000sold priceListed at $1,595,000 · 97.2% of asking$816/sqftMLS# 2129308
3
Beds
3
Baths
1,900
Sq Ft
1982
Built
2
Garage
No
Pool

2 more homes for sale in Spinnakers Reach →Search Spinnakers Reach on the map

HOA $169/moWaterfrontCondominium1 story

About this home

Spinnakers Reach

Welcome to luxury coastal living in this stunning end-unit beachfront condo, offering privacy, views, and a completely reimagined interior- Now featuring a BRAND NEW AC SYSTEM! This spacious two-level residence features a second-story entry and approximately 1,900 square feet of beautifully renovated living space. No detail was overlooked in the full renovation, which includes new plumbing, electrical, doors, appliances, flooring, and finishes throughout--everything is brand new. The modern coastal design is highlighted by vaulted ceilings, exposed beams, and an open-concept layout that fills the home with natural light and ocean breezes. The home offers three generously sized bedrooms and three full bathrooms, along with large closets and ample storage. Enjoy breathtaking ocean views from three private balconies, perfect for morning coffee or sunset relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,586
Property taxesest. at asking price, St. Johns County$2,063
HOAbilled semi-annually$169
Estimated total, before insurance$10,817/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,550,000
$310,000
Loan Term
Monthly Payment
$8,586
Principal & Interest: $8,586
Property taxes (est.): $2,063
Insurance (est.): $1,033
Estimated Total Monthly
$11,681
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,030,110$962,796—
2024$1,030,110$934,954—
2023$1,030,110$906,266—
2022$865,000$865,000—
2021$767,000$268,872—
2020$567,000$264,469—

Estimated taxes if purchased at asking price: ~$24,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $414/sq ft; this home is listed at $839/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180.1
930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$2,100,000$1,0712/2.51,9601200.1
507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$640,000$3972/21,61410.2
75 Tifton Way N, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$585,000$3702/21,583100.3
9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJul 2026$590,000$4142/21,424190.3
311 Quail Pointe Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$508,000$3542/21,434350.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,595,000
Price / Sq Ft$839
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,900
Year Built1982
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSpinnakers Reach Ii Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0663010822

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAssigned, Covered, Garage
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedFebruary 12, 2026
Days on Market77
HOA Fees$1,016 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Spinnakers Reach

Spinnakers Reach is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Spinnakers Reach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines