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This home is in Oakridge Landing, St. Johns — a pool home in St. Johns County.

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Active Under Contract

Active Under Contract·51 days on market·Oakridge Landing

24 Cupcake Court

St. Johns, FL 32259

$687,400$250/sqftEst. $3,505/moMLS# 2149805

Beds

Baths

2,755

Sq Ft

2015

Built

Garage

Yes

Pool

About this home

Oakridge Landing

LOW HOA fees and NO CDD Fees! Welcome to 24 Cupcake Court! This beautifully maintained 4-bedroom, 3.5-bath home with a dedicated office offers the perfect blend of comfort, functionality, and outdoor living. The spacious floor plan features generous living areas, a well-appointed kitchen, and flexible spaces ideal for work, hobbies, or entertaining. Step outside to your private backyard retreat, complete with a sparkling pool and peaceful wooded views that provide a sense of privacy and tranquility. This home offers both indoor and outdoor spaces designed for everyday living and special gatherings alike. Conveniently located near shopping, dining, recreation, and major roadways, this property is a must-see!

Cost to own

Mortgage calculator

Home Price

$687,400

Down Payment: 20%

$137,480

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,505

Principal & Interest: $3,505

Property taxes (est.): $915

Insurance (est.): $458

Estimated Total Monthly

$4,878

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,505

Property taxesest. at asking price, St. Johns County$915

HOAbilled quarterly$91

Estimated total, before insurance$4,510/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,348/yr · $446/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$537,859	$360,306	—
2024	$542,395	$349,444	—
2023	$557,451	$337,810	—
2022	$518,976	$326,515	—
2021	$343,834	$272,962	—
2020	$327,736	$268,503	—

2025 property taxes (current owner): $5,348/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$687,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$687,400

Price / Sq Ft$250

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,755

Acres0.24 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water

Is WaterfrontNo

School Information

ElementaryPatriot Oaks Academy

MiddlePatriot Oaks Academy

HighCreekside

Community Information

Address24 Cupcake Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionOakridge Landing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,454.4 sq ft

Parcel Number0096711310

Amenities

AmenitiesPool

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPool, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne