This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.
Sold·Closed Aug 27, 2026·24 days on market·Recent sales in Bannon Lakes·Bannon Lakes
277 Flintlock Lane
St. Johns, FL 32095
24 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
About this home
Bannon Lakes
Welcome to the Drayton, an open-concept home with charming coastal-inspired curb appeal. This residence offers 4 generously sized bedrooms, 2 full baths, and a 2-car garage. Luxury vinyl plank flooring extends throughout the main living spaces, seamlessly connecting the gathering room to the enhanced covered lanai for effortless indoor-outdoor living. The upgraded kitchen features beautiful quartz countertops, a complete Whirlpool appliance package, crisp white cabinetry, a white tile backsplash, and an oversized center island ideal for entertaining and casual meals alike. Additional highlights include a Smart Home package, upgraded 8-foot interior doors, included washer and dryer, designer hardware package, and more. Homeowners also enjoy access to an exceptional 4,000-square-foot amenity center complete with a state-of-the-art fitness center, resort-style swimming pool, playground, tennis and pickleball courts, scenic walking trails, and 2 dedicated dog parks. Schedule today!
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $95,000 | $95,000 | — |
2025 property taxes (current owner): $4,328/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 28, 2026Closed$384,270
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $254/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 241 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $439,000 | $247 | 4/2 | 1,775 | 45 | 0.1 |
| 37 Greenhead Court, St. Augustine, FL 32095Listed by 904 REALTY LLC | Jul 2026 | $400,230 | $265 | 4/2 | 1,509 | 0 | 0.1 |
| 348 Blind Oak Circle, St. Augustine, FL 32095Listed by CHAD AND SANDY REAL ESTATE GROUP | Feb 2026 | $355,000 | $235 | 4/2 | 1,509 | 63 | 0.1 |
| 228 River Mist Drive, St. Augustine, FL 32095Listed by NEEDHAM REALTY GROUP | Sep 2026 | $405,000 | $208 | 3/2.5 | 1,943 | 499 | 0.3 |
| 151 Ash Breeze Cove, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $455,000 | $271 | 3/2 | 1,678 | 8 | 0.3 |
| 104 Falcon Quest Lane, St. Augustine, FL 32095Listed by LPT REALTY LLC | Jul 2026 | $360,000 | $224 | 3/2 | 1,604 | 20 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
For Sale314 Blind Oak CircleSt. Johns, FL 32095
4 bd · 2 ba · 1,510 sq ft
$389,000Est. $2,070/moWelcome to the Drayton, a thoughtfully crafted open-concept home featuring timeless Craftsman-style architecture and…
Listing Office: pulte realty of north florida, llc.
For Sale409 Blind Oak CircleSt. Johns, FL 32095
4 bd · 2 ba · 1,510 sq ft
$393,000Est. $2,092/moStep into the Drayton, a thoughtfully designed open-concept home showcasing charming craftsman-style architecture and…
Listing Office: pulte realty of north florida, llc.
For Sale36 Greenhead CourtSt. Augustine, FL 32095
4 bd · 2 ba · 1,509 sq ft
$399,000Est. $2,124/moLIKE NEW without the build decisions, timeline, or added expense! This upgraded 4-bedroom, 2-bath home is on a…
Listing Office: real broker llc
Pending261 Flintlock LaneSt. Johns, FL 32095
3 bd · 2.5 ba · 1,720 sq ft
$400,000Est. $2,129/moDiscover the Henley, a beautifully designed 3-bedroom, 2.5-bath home that blends style, comfort, and everyday…
Listing Office: pulte realty of north florida, llc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines