This home is in St Johns Golf & CC, St. Augustine.

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Active Under Contract

Active Under Contract·45 days on market·St Johns Golf & CC

1155 Eagle Point Drive

St. Augustine, FL 32092

$1,029,900$289/sqftEst. $5,251/moMLS# 2149533

Beds

Baths

3,568

Sq Ft

2003

Built

Garage

Yes

Pool

About this home

St Johns Golf & CC

Imagine ending your day on the covered lanai, grilling in the summer kitchen, friends and family gathered around as the sun sets over the pool. Every day feels like vacation at 1155 Eagle Point Way! Inside, the practical layout centers around the remodeled kitchen, which features a new Trane HVAC, premium appliances, white quartz countertops, and shaker cabinets. The private, first-floor primary suite flows seamlessly into a spa-inspired bathroom, while a guest bedroom with a full bathroom, formal dining and living rooms, a dedicated office, and a large laundry room complete the first floor. Upstairs, three bedrooms are situated privately, and a spacious loft provides the perfect bonus are for a media room, playroom, or second living area. Located in a sought-after golf course community with a multi-million dollar clubhouse ideal for dining and gathering. Zoned for A-rated schools, and still close to shopping, dining, and the beach, this home has it all!

Cost to own

Mortgage calculator

Home Price

$1,029,900

Down Payment: 20%

$205,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,251

Principal & Interest: $5,251

Property taxes (est.): $1,370

Insurance (est.): $687

Estimated Total Monthly

$7,308

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,251

Property taxesest. at asking price, St. Johns County$1,370

HOAbilled quarterly$101

Estimated total, before insurance$6,723/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,573/yr · $714/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$718,391	$418,860	—
2024	$646,888	$406,348	—
2023	$626,059	$393,056	—
2022	$520,485	$330,200	—
2021	$393,468	$319,126	—
2020	$364,030	$314,030	—

2025 property taxes (current owner): $8,573/yr

Estimated taxes if purchased at asking price: ~$16,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Active Under Contract$1,029,900
Jun 9, 2026Listed$1,029,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,029,900

Price / Sq Ft$289

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,568

Acres0.28 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Heated, Pool Sweep

Is WaterfrontYes

School Information

HighBeachside

Community Information

Address1155 Eagle Point Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSt Johns Golf & Cc

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size12,196.8 sq ft

Parcel Number0264350120

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Off Street

ViewPond

Waterfront TypePond