This home is in Brook Forest, St. Augustine.

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Pending

Pending·45 days on market·Brook Forest

1249 Brook Forest Drive

St. Augustine, FL 32092

$424,990$225/sqftEst. $2,160/moMLS# 2149281

Beds

Baths

1,885

Sq Ft

2026

Built

Garage

Pool

About this home

Brook Forest

The Madison II villa offers the perfect blend of convenient main-level living with the versatile space of a second story with a full bath. This beautifully designed home provides three spacious bedrooms on the main floor, ensuring comfort and privacy. One is a Study. The open-concept living area flows seamlessly into a large, inviting kitchen, perfect for everyday meals or entertaining guests. Very well-appointed villa with designer upgrades throughout, such as Premium Kitchen and Bathroom cabinets, Gourmet Kitchen with Island, Stainless Steel Hood vent, Microwave / Wall Oven Combo with Gas Cooktop, premium flooring in the main living areas, quartz countertop & vanity tops just to name a few! Villa on Preserve Lot...Brook Forest is the A gated community with Private Amenities for residents only in addition to all of the Amenities Silverleaf has to offer. Use Preferred lender for special interest rates and closing costs - some conditions do apply.

Cost to own

Mortgage calculator

Home Price

$424,990

Down Payment: 20%

$84,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,160

Principal & Interest: $2,160

Property taxes (est.): $566

Insurance (est.): $283

Estimated Total Monthly

$3,009

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,160

Property taxesest. at asking price, St. Johns County$566

HOAbilled monthly$250

Estimated total, before insurance$2,976/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,077/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$424,990

Price / Sq Ft$225

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,885

Total Structure Area2,427 sq ft

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleVilla

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighTocoi Creek

Community Information

Address1249 Brook Forest Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionBrook Forest

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,534 sq ft

Lot Dimensions35X175

Parcel Number0103816606

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)