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Active

Active·33 days on market

311 W Ashley Street 701 A&B

Jacksonville, FL 32202

$285,000$278/sqftEst. $1,517/moMLS# 2149099

Beds

Baths

1,026

Sq Ft

1949

Built

Jacksonville

About this home

Duplex 2 of 2 of portfolio: Incredible investment or house-hacking opportunity in Downtown Jacksonville! This unique dual-key condo configuration is perfect to live in one side while a tenant covers costs, or an investor maximizing yields via STR, MTR, or LTR near the massive Gateway Jax project. Can be purchased with Duplex 1 (Units 305 A&B - two 1/1s). Behind a single secure entry, the property splits into two turnkey units with independent keyless entries. Unit A is a 1BR/1BA with a bright living space, city views, and renovated kitchenette. Unit B is a studio suite with an updated kitchenette and built-in closet storage. Unit A is a proven LTR @ $1350/mth; Unit B offers immediate value-add. Perfect flexibility for Airbnb or Furnished Finder in a prime neighborhood for traveling nurses. Proforma cap rate is 7.88%. Enjoy secure mid-rise living with a gym and laundry. Minutes to UF Health, Baptist Medical Center, and Duval County Courthouse. Cash only. Duplex 1 is Unit 305 A&B.

Cost to own

Mortgage calculator

Home Price

$285,000

Down Payment: 20%

$57,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,517

Principal & Interest: $1,517

Est. Taxes & Insurance: $379

Estimated Total Monthly

$1,896

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,517

Property taxesest. at asking price, Duval County$465

HOAbilled monthly$951

Estimated total, before insurance$2,933/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$110,500	$110,500	▼ $20,000

2025 property taxes (current owner): $2,133/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 5, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$285,000

Price / Sq Ft$278

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,026

Total Structure Area187,700 sq ft

Year Built1949

TypeResidential

Sub-TypeCondominium

StyleMulti Generational

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address311 W Ashley Street 701 A&B, Jacksonville, FL 32202

Area073-Downtown Jacksonville-Northbank

SubdivisionResidences At City Place

CityJacksonville

CountyDuval

StateFL

Zip Code32202

Parcel Number0739030170

ZoningCondominium

Amenities

AmenitiesClubhouse, Elevator(s), Fitness Center, Laundry, Management - Off Site, Management - Part Time, Management- On Site, Security, Trash, Water

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOn Street, Parking Lot, Unassigned

ViewCity

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms

AppliancesElectric Cooktop, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric, Separate Meters

CoolingCentral Air, Electric, Separate Meters

# of Stories1

LevelsOne

LaundryLower Level

SecurityCarbon Monoxide Detector(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Firewall(s), Secured Lobby, Smoke Detector(s)