This home is in Jacksonville — a gated community home in Jacksonville.
Sold·Closed Sep 18, 2026·43 days on market·Recent sales in Jacksonville
111 1st Street 28
Jacksonville, FL 32206
About this home
Jacksonville
Nestled between Springfield and Downtown, this updated townhome offers low-maintenance living in one of the city's most active popular neighborhoods. Fresh LVP flooring and newly painted interiors give the home a clean, updated feel throughout. The open-floor plan creates easy flow between the living and dining areas, while a charming garden window in the kitchen brings in natural light. Both bedrooms are positioned upstairs alongside a full bath, with a half bath conveniently located on the main level. A laundry area is included upstairs for convenience. A fenced front patio offers a welcoming outdoor space, and a screened, covered rear patio extends the living area year-round. The gated community features a dog park and a car wash station.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,674 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 19, 2026Closed$126,000
- Sep 9, 2026Pending$126,000
- Sep 4, 2026Active Under Contract$126,000
- Jul 25, 2026Listed$126,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $132/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 400 E Bay Street 1701, Jacksonville, FL 32202Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $227,000 | $237 | 1/1 | 959 | 62 | 0.9 |
| 1050 Hendricks Avenue 103, Jacksonville, FL 32207Listed by LA ROSA REALTY JACKSONVILLE, LLC. | Jun 2026 | $202,888 | $228 | 1/1 | 888 | 80 | 1.5 |
| 1568 Palm Avenue 1568, Jacksonville, FL 32207Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2025 | $185,000 | $202 | 2/1 | 916 | 10 | 2 |
| 1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $340,000 | $324 | 2/2 | 1,048 | 12 | 2.3 |
| 2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLC | Aug 2026 | $345,000 | $285 | 2/2 | 1,211 | 171 | 2.4 |
| 2064 Herschel Street 106, Jacksonville, FL 32204Listed by EXP REALTY LLC | Jun 2026 | $245,000 | $246 | 1/2 | 996 | 208 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COWFORD REALTY & DESIGN LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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