Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a pool home in St. Johns County.

Photo 1 / 80
Sold

Sold·Closed Aug 4, 2026·23 days on market·Recent sales in Entrada·Entrada

87 Zancara Street

St. Augustine, FL 32084

$481,000sold priceListed at $484,000 · 99.4% of asking$224/sqftMLS# 2148990
4
Beds
2
Baths
2,144
Sq Ft
2024
Built
3
Garage
Yes
Pool

23 more homes for sale in Entrada →Search Entrada on the map

FEMA Zone XHOA $43/mo6,970 sqft lotSingle Family Residence1 story

About this home

Entrada

Special Offer, seller is offering $5,000 toward buyer closing cost/interest rate buy down. Stunning 4-Bedroom, Salt Water Pool Home with large Sunshelf in Gated Dorado at Entrada! Your dream home awaits in this beautifully designed 4-bedroom, 2-bath split floor plan home boasts a 3-car garage and was newly built in 2024. Offering modern convenience and style & upgrades galore, just minutes from I-95 & historic downtown St. Augustine. Step inside to find a spacious open-concept layout with ceramic tile flooring in all common areas for easy maintenance, & SPC plank waterproof flooring in all bedrooms. The heart of the home is the chef-inspired kitchen featuring tall, deep cabinets, a large pantry, gas stove and oven, and energy-efficient appliances throughout--including a tankless water heater, high-efficiency A/C, and washer/dryer in the dedicated laundry room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,664
Property taxesest. at asking price, St. Johns County$640
HOAbilled quarterly$43
Estimated total, before insurance$3,348/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,403/yr · $700/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$481,000
$96,200
Loan Term
Monthly Payment
$2,664
Principal & Interest: $2,664
Property taxes (est.): $640
Insurance (est.): $321
Estimated Total Monthly
$3,625
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $410,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$418,017$367,295—
2024$80,000$80,000—

2025 property taxes (current owner): $8,403/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$484,000
  • Aug 3, 2026Pending$484,000
  • Jun 5, 2026Listed$484,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
91 Alagon Way, St. Augustine, FL 32084Listed by LPT REALTY LLCSep 2026$360,000$2003/21,798190.1
151 Narvarez Avenue, St. Augustine, FL 32084Listed by BARBARA RENEE WHITE, BROKERSep 2026$365,000$2044/21,791490.2
653 Narvarez Avenue, St. Augustine, FL 32084Listed by LPT REALTY LLCJun 2026$473,000$1934/32,44570.2
46 Albacete Road, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$315,000$2013/21,564920.3
181 Narvarez Avenue, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$410,000$1924/22,132230.3
137 Tordera Lane, St. Augustine, FL 32084Listed by EXP REALTY LLCJun 2026$330,000$1933/21,7141950.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$484,000
Price / Sq Ft$226
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,144
Acres0.16 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontNo
Gated CommunityYes

School Information

ElementaryWebster
MiddleMurray

Community Information

Address87 Zancara Street, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,969.6 sq ft
Parcel Number1011832560

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Pickleball
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1

Exterior

Patio / PorchRear Porch, Screened
ConstructionFrame, Stucco

Additional Information

Date ListedJune 5, 2026
Days on Market23
HOA Fees$130 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,403
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Entrada

Entrada is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines