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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine.

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Active

Active·13 days on market·Entrada

203 Narvarez Avenue

St. Augustine, FL 32084

$380,000$211/sqftEst. $2,105/moMLS# 2138123
↓ $10,000 below original list
4
Beds
2
Baths
1,797
Sq Ft
2021
Built
2
Garage
No
Pool

23 more homes for sale in Entrada →Search Entrada on the map

FEMA Zone XHOA $48/moSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Entrada

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the sought-after Entrada community. Built in 2021, this open-concept floorplan offers nearly 1,800 square feet of comfortable living space. The kitchen features ample cabinetry, a large island with a custom designer accent wall, and flows seamlessly into the dining and living areas--perfect for entertaining. Thoughtful updates throughout include fresh interior paint, new carpet, updated light fixtures, new blinds, fresh sod, and enhanced landscaping. Custom feature walls add warmth, character, and a modern touch, making this home truly stand out. A split-bedroom layout provides privacy, with a spacious primary suite, walk-in closet, and en-suite bath. Enjoy a 2-car garage, newer construction peace of mind, and a fully fenced backyard with privacy fencing--ideal for pets, play, or relaxing outdoors. Move-in ready with updates already completed, this home is ready for its next owner to enjoy.

Next steps in Entrada

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, St. Johns County$506
HOAbilled quarterly$48
Estimated total, before insurance$2,658/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $506
Insurance (est.): $253
Estimated Total Monthly
$2,864
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $380,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$312,812$312,812—
2024$323,862$323,862—
2023$334,474$334,474—
2022$67,200$67,200—

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Active$380,000
  • Sep 26, 2026Pending$380,000
  • Aug 28, 2026Price change$380,000−$10,000
  • Apr 2, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
181 Narvarez Avenue, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$410,000$1924/22,132230
151 Narvarez Avenue, St. Augustine, FL 32084Listed by BARBARA RENEE WHITE, BROKERSep 2026$365,000$2044/21,791490.1
91 Alagon Way, St. Augustine, FL 32084Listed by LPT REALTY LLCSep 2026$360,000$2003/21,798190.2
87 Zancara Street, St. Augustine, FL 32084Listed by CENTURY 21 ST AUGUSTINE PROPERTIESAug 2026$481,000$2244/22,144230.3
46 Albacete Road, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$315,000$2013/21,564920.5
433 Jarama Circle, St. Augustine, FL 32084Listed by COLDWELL BANKER BEN BATES INCOct 2026$321,000$1444/2.52,231950.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$211
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,797
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address203 Narvarez Avenue, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1011830240
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedOctober 1, 2026
Days on Market176
HOA Fees$143 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Entrada

Entrada is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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