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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a home near St. Augustine High School.

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Active

Active·Listed today·Entrada

449 Jarama Circle

St. Augustine, FL 32084

$425,000$170/sqftEst. $2,336/mo mortgageMLS# 2170758
Open house Sun, Oct 25 · 11:00 am–2:00 pm
5
Beds
3
Baths
2,503
Sq Ft
2022
Built
2
Garage
No
Pool

19 more homes for sale in Entrada →Search Entrada on the map

FEMA Zone XHOA $17/mo10,454 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Entrada

Better than new construction! This 2022-built, 5-bedroom, 3-bathroom, 2,503 sq ft home with a 2-car garage is in Entrada, a master-planned natural gas community in St. Augustine, FL. Updates include a brand-new HVAC system, new stainless steel appliances, quartz countertops, fresh neutral paint, new LVP flooring on the main level, and new carpet upstairs. The first floor offers a guest bedroom and full bathroom plus a flex space ideal for a home office, formal dining room, or playroom. Upstairs you'll find the primary suite, three additional bedrooms, a bonus room, and a hall bath with dual vanities. The fully fenced backyard adds privacy and room to play, and the community offers a resort-style zero-entry pool, splash pad, fitness center, clubhouse, tennis, pickleball and basketball courts, and walking trails. Located 10 minutes from I-95, 15 minutes from historic downtown St. Augustine, and 20 minutes from St. Augustine Beach. Zoned for St. Johns County schools.

Next steps in Entrada

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,336
Property taxesest. at asking price, St. Johns County$566
HOAbilled annually$17
Estimated total, before insurance$2,918/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,182/yr · $682/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,336
Principal & Interest: $2,336
Property taxes (est.): $566
Insurance (est.): $283
Estimated Total Monthly
$3,184
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,182/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 24, 2026Active$425,000
  • Oct 23, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
433 Jarama Circle, St. Augustine, FL 32084Listed by COLDWELL BANKER BEN BATES INCOct 2026$321,000$1444/2.52,231950
285 Jarama Circle, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYMay 2026$380,000$2054/21,856430.2
266 Caminha Road, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$375,000$1684/2.52,231280.4
151 Narvarez Avenue, St. Augustine, FL 32084Listed by BARBARA RENEE WHITE, BROKERSep 2026$365,000$2044/21,791490.5
184 Logrono Court, St. Augustine, FL 32084Listed by DOGWOOD REALTYAug 2026$400,000$1794/2.52,2315020.5
87 Zancara Street, St. Augustine, FL 32084Listed by CENTURY 21 ST AUGUSTINE PROPERTIESAug 2026$481,000$2244/22,144230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$170
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,503
Acres0.24 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWebster
Reported middleMurray
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address449 Jarama Circle, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size10,454.4 sq ft
Parcel Number1011820420
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 24, 2026
Days on Market0
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$8,181.94
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Entrada

Entrada is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/25/2026

11:00 am - 2:00 pm