Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a waterfront home in St. Johns County.

1 / 28

Active

Active·178 days on market·Entrada

218 Caminha Road

St. Augustine, FL 32084

$406,000$182/sqftEst. $2,087/moMLS# 2133264

Beds

Baths

2,231

Sq Ft

2021

Built

Garage

Pool

About this home

Entrada

This Gently Used Florida dream home is absolutely inviting! With its spacious layout featuring four bedrooms and two and a half bathrooms, it's perfect for families or those who love entertaining. The upgrades, including tile flooring and a large covered screened-in patio, add both style and functionality. The tranquil waterfront views from the patio make for a wonderful spot to relax. Plus, the fully fenced yard is beautifully landscaped with fruit trees and blooming flowers, creating a serene outdoor oasis. It truly embodies the essence of Florida living! Home has never had pets or kids!! Take a tour today!!

Cost to own

Mortgage calculator

Home Price

$406,000

Down Payment: 20%

$81,200

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,087

Principal & Interest: $2,087

Property taxes (est.): $540

Insurance (est.): $271

Estimated Total Monthly

$2,898

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,087

Property taxesest. at asking price, St. Johns County$540

HOAbilled annually$17

Estimated total, before insurance$2,644/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,111/yr · $593/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$322,444	$271,722	—
2024	$359,196	$297,232	—
2023	$325,502	$275,502	—
2022	$317,096	$267,096	—
2021	$50,000	$50,000	—

2025 property taxes (current owner): $7,111/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 5, 2026Listed$406,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$406,000

Price / Sq Ft$182

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,231

Acres0.17 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryCrookshank

MiddleMurray

HighSt. Augustine

Community Information

Address218 Caminha Road, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionEntrada

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size7,405.2 sq ft

Parcel Number1011810350

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryUpper Level