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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Forest, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 25, 2026·2 days on market·Recent sales in St Johns Forest·St Johns Forest

115 Moselle Lane

St. Johns, FL 32259

$640,000sold priceListed at $645,000 · 99.2% of asking$240/sqftMLS# 2148972
4
Beds
3
Baths
2,668
Sq Ft
2010
Built
3
Garage
No
Pool

9 more homes for sale in St Johns Forest →Search St Johns Forest on the map

HOA $247/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

St Johns Forest

Fabulous lakefront David Weekley home nestled on a cul-de-sac in the highly sought-after St. Johns Forest community! This beautifully maintained 4-bedroom, 3-bath home with a versatile flex room features a desirable 3-way split floor plan and impressive upgrades throughout. The gourmet kitchen is designed for both everyday living and entertaining, offering granite countertops, a gas range, stainless steel appliances, 42-inch cherry cabinetry with under-cabinet lighting, a breakfast nook, and an oversized center island. The spacious great room showcases soaring ceilings, decorative columns, crown molding, and a cozy gas fireplace. The private guest suite includes its own en-suite bath, while tile flooring extends throughout the main living areas and primary suite. Step outside to the expansive screened lanai, where a premium hot tub overlooks the fully fenced backyard and tranquil lake views--creating the perfect setting for relaxation or entertaining. Additional features include front

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,545
Property taxesest. at asking price, St. Johns County$852
HOAbilled quarterly$247
Estimated total, before insurance$4,644/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,326/yr · $360/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$640,000
$128,000
Loan Term
Monthly Payment
$3,545
Principal & Interest: $3,545
Property taxes (est.): $852
Insurance (est.): $427
Estimated Total Monthly
$4,823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$512,602$246,675—
2024$516,980$239,016—
2023$521,384$230,598—
2022$430,930$222,425—
2021$317,401$214,490—
2020$287,531$210,838—

2025 property taxes (current owner): $4,326/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
191 S Arabella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$2505/3.52,602290.1
1117 Villere Court, St. Augustine, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$480,000$2483/21,932220.6
3451 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$518,000$2373/22,18370.8
4352 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$448,000$2154/22,088900.8
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39010.9
4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$480,000$2423/21,985811

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$645,000
Price / Sq Ft$242
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,668
Acres0.30 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address115 Moselle Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSt Johns Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number0263341300
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated, On Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecurityGated with Guard, Smoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFrame, Stone
Road SurfaceAsphalt

Additional Information

Date ListedJune 5, 2026
Days on Market2
HOA Fees$742 / Quarterly
HOA FrequencyQuarterly
HOA NameSt. Johns Forest
HOA Fee IncludesInternet
Tax Amount$4,325.74
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Forest

St Johns Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all St Johns Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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