Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

Photo 1 / 63
Sold

Sold·Closed Aug 7, 2026·37 days on market·Recent sales in Beachwalk·Beachwalk

270 Clifton Bay Loop

St. Johns, FL 32259

$414,900sold priceListed at $414,900 · 100% of asking$215/sqftMLS# 2148745
3
Beds
2.5
Baths
1,928
Sq Ft
2019
Built
2
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $202/mo4,792 sqft lotSingle Family Residence2 stories

About this home

Beachwalk

Experience the ultimate resort lifestyle in this meticulously upgraded 3-bedroom, 2.5-bathroom Baldwin floor-plan home. The main level boasts elegant wood-look tile throughout the open living spaces. Entertain with ease in the spacious living room, featuring a built-in electric fireplace, custom floating shelves, and updated designer lighting. The chef's kitchen is a dream, showcasing quartz countertops, 42-inch cabinets, premium Electrolux appliances, a brand-new stainless steel hood, and a chic new tile backsplash. Even the half bath has been beautifully updated, and the garage floor features a custom, fun epoxy finish with glitter and glow specs! Upstairs, a versatile, oversized loft offers the perfect work-from-home or bonus space. Step outside to your private oasis--a screened-in patio overlooking a fully fenced backyard that backs up to a peaceful, private nature preserve. Beyond the stunning home is the unparalleled.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,298
Property taxesest. at asking price, St. Johns County$552
HOAbilled quarterly$202
Estimated total, before insurance$3,052/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,370/yr · $781/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$414,900
$82,980
Loan Term
Monthly Payment
$2,298
Principal & Interest: $2,298
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$3,127
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$373,086$373,086—
2024$404,708$373,395—
2023$351,268$339,450—
2022$333,926$308,591—
2021$280,537$280,537—
2020$273,644$273,644—

2025 property taxes (current owner): $9,370/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$414,900
  • Jul 11, 2026Active Under Contract$414,900
  • Jun 4, 2026Listed$414,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.1
334 Clifton Bay Loop, St. Johns, FL 32259Listed by ACHIEVE REALTY GROUP LLCAug 2026$500,000$2184/2.52,298140.1
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATIONAug 2026$395,000$2084/2.51,8951440.2
57 Clifton Bay Loop, St. Johns, FL 32259Listed by COASTAL REALTY OF NE FLORIDA, LLCAug 2026$484,000$2144/3.52,265340.2
419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$527,500$2114/32,5032990.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$414,900
Price / Sq Ft$215
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,928
Acres0.11 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address270 Clifton Bay Loop, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,791.6 sq ft
Parcel Number0237190860

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, In Unit, Upper Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wrought Iron
RoofMetal
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market37
HOA Fees$604.5 / Quarterly
HOA FrequencyQuarterly
HOA NameThe Reef at Beachwalk
Tax Amount$9,369.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines