This home is in Beachwalk, St. Johns.

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Active Under Contract

Active Under Contract·45 days on market·Beachwalk

270 Clifton Bay Loop

St. Johns, FL 32259

$414,900$215/sqftEst. $2,109/moMLS# 2148745

Beds

Baths

1,928

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

Experience the ultimate resort lifestyle in this meticulously upgraded 3-bedroom, 2.5-bathroom Baldwin floor-plan home. The main level boasts elegant wood-look tile throughout the open living spaces. Entertain with ease in the spacious living room, featuring a built-in electric fireplace, custom floating shelves, and updated designer lighting. The chef's kitchen is a dream, showcasing quartz countertops, 42-inch cabinets, premium Electrolux appliances, a brand-new stainless steel hood, and a chic new tile backsplash. Even the half bath has been beautifully updated, and the garage floor features a custom, fun epoxy finish with glitter and glow specs! Upstairs, a versatile, oversized loft offers the perfect work-from-home or bonus space. Step outside to your private oasis--a screened-in patio overlooking a fully fenced backyard that backs up to a peaceful, private nature preserve. Beyond the stunning home is the unparalleled.

Cost to own

Mortgage calculator

Home Price

$414,900

Down Payment: 20%

$82,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,109

Principal & Interest: $2,109

Est. Taxes & Insurance: $527

Estimated Total Monthly

$2,636

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,109

Property taxesest. at asking price, St. Johns County$552

HOAbilled quarterly$202

Estimated total, before insurance$2,862/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$373,086	$373,086	—
2024	$404,708	$373,395	—
2023	$351,268	$339,450	—
2022	$333,926	$308,591	—
2021	$280,537	$280,537	—
2020	$273,644	$273,644	—

2025 property taxes (current owner): $9,370/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 11, 2026Active Under Contract$414,900
Jun 4, 2026Listed$414,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$414,900

Price / Sq Ft$215

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,928

Acres0.11 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address270 Clifton Bay Loop, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size4,791.6 sq ft

Parcel Number0237190860

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, In Unit, Upper Level