This home is in Atlantic Beach CC, Atlantic Beach.

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Active

Active·45 days on market·Atlantic Beach CC

1733 Atlantic Beach Drive

Atlantic Beach, FL 32233

$1,650,000$711/sqftEst. $8,387/moMLS# 2148710

Beds

Baths

2,322

Sq Ft

2016

Built

Garage

Pool

About this home

Atlantic Beach CC

Skip the waitlist and start enjoying the Atlantic Beach Country Club lifestyle immediately. Buyers may transfer membership within 30 days of closing, offering rare access to one of NE Florida's most desirable private club communities. Beautifully updated and move-in ready, this home features fresh interior and exterior paint, designer lighting throughout, decorative mirrors, and refreshed landscaping. Expansive windows fill the home with natural light, creating bright, inviting living spaces and showcasing beautiful golf course views. Enjoy watching native birds from the peaceful backyard, where a natural preserve backdrop provides privacy without compromising the view. The spacious screened lanai is perfect for morning coffee, evening cocktails, or relaxing outdoors year-round. Just a short walk or golf cart ride from the vibrant clubhouse. Experience the warmth of a community where neighbors become friends and everyday feels like vacation.

Cost to own

Mortgage calculator

Home Price

$1,650,000

Down Payment: 20%

$330,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$8,387

Principal & Interest: $8,387

Est. Taxes & Insurance: $2,097

Estimated Total Monthly

$10,483

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$8,387

Property taxesest. at asking price, Duval County$2,694

HOAbilled annually$90

Estimated total, before insurance$11,171/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,418,807	$725,133	—
2024	$1,378,709	$703,990	▼ $151
2023	$1,065,619	$682,030	—
2022	$982,642	$660,709	—
2021	$806,005	$640,009	—
2020	$710,969	$630,483	—

2025 property taxes (current owner): $12,636/yr

Estimated taxes if purchased at asking price: ~$32,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$1,650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,650,000

Price / Sq Ft$711

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,322

Acres0.17 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryAtlantic Beach

MiddleMayport

HighDuncan Fletcher

Community Information

Address1733 Atlantic Beach Drive, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach Cc

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size7,405.2 sq ft

Parcel Number1695051445

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Management - Off Site, Pickleball, Tennis Court(s), Water

UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyInsulation

ParkingAdditional Parking, Garage, Garage Door Opener, Guest

ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringWood

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)