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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 12, 2026·52 days on market·Recent sales in Atlantic Beach CC·Atlantic Beach CC

1733 Atlantic Beach Drive

Atlantic Beach, FL 32233

$1,620,000sold priceListed at $1,650,000 · 98.2% of asking$698/sqftMLS# 2148710
3
Beds
3
Baths
2,322
Sq Ft
2016
Built
2
Garage
No
Pool

All Atlantic Beach CC homes for sale →Search Atlantic Beach CC on the map

FEMA Zone XHOA $90/mo7,405 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach CC

Move right into this beautifully updated single-level beach cottage in coveted Atlantic Beach Country Club, where every day feels like a vacation. Best of all, there's no club membership waitlist! Enjoy immediate social membership with dining, cocktails by the pool, and the option to upgrade to tennis and golf within 30 days. Thoughtfully refreshed inside and out, this charming home features fresh paint, designer lighting, wide-plank hardwood floors, and expansive windows that fill the home with natural light. The screened lanai overlooks a private backyard framed by majestic live oaks and hydrangeas, with peaceful fairway views and your own natural preserve. Enjoy effortless one-level living just minutes from the beach, Atlantic Beach Town Center, world-class dining and shopping, Mayo Clinic, and other premier healthcare, all in one of Northeast Florida's most sought-after communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,973
Property taxesest. at asking price, Duval County$2,645
HOAbilled annually$90
Estimated total, before insurance$11,708/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,636/yr · $1,053/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,620,000
$324,000
Loan Term
Monthly Payment
$8,973
Principal & Interest: $8,973
Property taxes (est.): $2,645
Insurance (est.): $1,080
Estimated Total Monthly
$12,698
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,418,807$725,133—
2024$1,378,709$703,990▼ $151
2023$1,065,619$682,030—
2022$982,642$660,709—
2021$806,005$640,009—
2020$710,969$630,483—

2025 property taxes (current owner): $12,636/yr

Estimated taxes if purchased at asking price: ~$31,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$1,650,000
  • Aug 4, 2026Pending$1,650,000
  • Jul 28, 2026Active Under Contract$1,650,000
  • Jun 4, 2026Listed$1,650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $426/sq ft; this home is listed at $711/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60200.3
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.3
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.4
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.5
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.5
961 Calypso Way Lot 20, Jacksonville, FL 32233Listed by PASSPORT REALTY, LLC.Jul 2026$549,900$2834/21,9412380.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,650,000
Price / Sq Ft$711
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,322
Acres0.17 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address1733 Atlantic Beach Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,405.2 sq ft
Parcel Number1695051445
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Management - Off Site, Pickleball, Tennis Court(s), Water
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation
ParkingAdditional Parking, Garage, Garage Door Opener, Guest
ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringWood
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 4, 2026
Days on Market52
HOA Fees$1,075 / Annually
HOA FrequencyAnnually
HOA NameAtlantic Beach Country Club
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$12,635.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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