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Active

Active·82 days on market

1826 Tierra Verde Drive

Atlantic Beach, FL 32233

$1,050,000$579/sqftEst. $5,589/moMLS# 2141793

Beds

Baths

1,812

Sq Ft

1983

Built

Garage

Pool

About this home

Atlantic Beach

Welcome to Atlantic Beach! This 3 bedroom, 2 bath home is ready for new owners to put their personal touches with a renovation, or build your dream home on this cul-de-sac street walking distance to the beach and Atlantic Beach Country Club. Home has been very well maintained and has living space with a vaulted ceiling, wood burning fireplace, and reading nook. Nice size laundry room, screen porch, breakfast nook, and 2 car garage. Great bones!

Cost to own

Mortgage calculator

Home Price

$1,050,000

Down Payment: 20%

$210,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,304

Principal & Interest: $5,304

Est. Taxes & Insurance: $1,326

Estimated Total Monthly

$6,630

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,589

Property taxesest. at asking price, Duval County$1,714

Estimated total, before insurance$7,303/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$893,055	$271,059	—
2024	$893,164	$262,713	▼ $268
2023	$638,255	$253,605	—
2022	$607,956	$244,763	—
2021	$508,281	$236,178	—
2020	$462,213	$232,227	—

2025 property taxes (current owner): $4,825/yr

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,394 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,050,000

Price / Sq Ft$579

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,812

Acres0.19 acres

Year Built1983

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryNeptune Beach

MiddleMayport

HighDuncan Fletcher

Community Information

Address1826 Tierra Verde Drive, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSelva Tierra

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size8,276.4 sq ft

Parcel Number1695425054

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other

AppliancesGas Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryIn Unit