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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks at Atlantic Beach, Jacksonville.

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Sold

$525,000Sold3 bd · 2.5 ba · 1,828 sq ft

Sold·Closed Sep 30, 2026·39 days on market·Recent sales in Coastal Oaks at Atlantic Beach·Coastal Oaks at Atlantic Beach

2258 Sandy Bay Lane

Jacksonville, FL 32233

$525,000sold priceListed at $563,500 · 93.2% of asking$287/sqftMLS# 2157290
3
Beds
2.5
Baths
1,828
Sq Ft
2018
Built
2
Garage
No
Pool

All Coastal Oaks at Atlantic Beach homes for sale →Search Coastal Oaks at Atlantic Beach on the map

FEMA Zone XHOA $64/moSingle Family Residence2 stories

About this home

Coastal Oaks at Atlantic Beach

Coastal Oaks at Atlantic Beach just a Golf Cart ride to the beach. This gem of a location is only 8 years old. That means everything including plumbing, utilities, high speed fiber internet is new all the way to the front door. Its all underground and brand new to the street all the way to the entry of the subdivision! We love how easy this home made our life. Morning coffee on the covered lanai while watching our birding app identify what songbirds were nearby. This corner lot with mature coastal oak trees is a hard-to-find gem for its extra room and extra privacy. A favorite inside feature is the separation of living and sleeping spaces. Three bedrooms upstairs. Main floor downstairs is for entertaining. Bedrooms upstairs enjoy a quiet retreat. Also, having a generous driveway for family and friends is a rare thing in a beach community. This house is blessed with extra parking space. Living in a secure, gated community gives us peace

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,862
Property taxesest. at asking price, Duval County$857
HOAbilled annually$64
Estimated total, before insurance$3,783/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 2, 2026Closed$563,500
  • Sep 4, 2026Price change$563,500+$20,000
  • Jul 27, 2026Price change$543,500−$40,000
  • Jul 27, 2026Listed$583,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1293 Munson Cove Drive, Jacksonville, FL 32233Listed by CORE REALTY, LLCOct 2026$251,000$1744/21,445310.4
1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLCSep 2026$430,000$2954/21,456200.4
2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC.Sep 2026$367,000$2193/21,6721310.4
2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$370,000$2214/2.51,676540.7
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.7
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$563,500
Price / Sq Ft$308
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,828
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2258 Sandy Bay Lane, Jacksonville, FL 32233
Area241-North Beach
SubdivisionCoastal Oaks at Atlantic Beach
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Parcel Number1694100710

Amenities

UtilitiesCable Available, Cable Connected, Cable Not Available, Electricity Available, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Dryer, Ice Maker, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 27, 2026
Days on Market39
HOA Fees$765 / Annually
HOA FrequencyAnnually
HOA NameCoastal Oaks At Atlantic Beach
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks at Atlantic Beach

Coastal Oaks at Atlantic Beach is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Coastal Oaks at Atlantic Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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