This home is in Beachwalk, St. Johns.

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Active Under Contract

Active Under Contract·45 days on market·Beachwalk

334 Clifton Bay Loop

St. Johns, FL 32259

$499,400$217/sqftEst. $2,658/moMLS# 2148540

Beds

Baths

2,298

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

WOW! Price improvement!!* Don't miss this opportunity to own a spacious three-story metal roof home in the highly desirable Beachwalk community. Offering 4 bedrooms, 2.5 bathrooms, and a versatile third-floor loft that functions as a fourth bedroom, guest suite, office, or bonus room, this home provides the flexibility today's buyers are looking for! Located in the award-winning Beachwalk community, residents enjoy access to the world-famous crystal lagoon, white sand beaches, swim-up bar, fitness center, tennis courts, kayaking, paddleboarding, and year-round social events. Enjoy the perfect blend of luxury, convenience, and vacation-inspired living; all just minutes from top-rated schools, shopping, dining, and major commuter routes. Hurry! This is the one you've been waiting for!

Cost to own

Mortgage calculator

Home Price

$499,400

Down Payment: 20%

$99,880

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,538

Principal & Interest: $2,538

Est. Taxes & Insurance: $635

Estimated Total Monthly

$3,173

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,658

Property taxesest. at asking price, St. Johns County$665

HOAbilled quarterly$201

Estimated total, before insurance$3,523/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$408,323	$408,323	—
2024	$442,138	$422,203	—
2023	$383,821	$383,821	—
2022	$365,761	$365,761	—
2021	$308,226	$244,550	—
2020	$300,458	$240,483	—

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 3, 2026Listed$499,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,400

Price / Sq Ft$217

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,298

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address334 Clifton Bay Loop, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0237190770

Amenities

AmenitiesPool, Barbecue, Beach Access, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s), Water

UtilitiesCable Available, Electricity Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup