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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Landing, Ponte Vedra Beach.

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Sold

Sold·Closed Jul 13, 2026·5 days on market·Recent sales in Ponte Vedra Landing·Ponte Vedra Landing

186 Vista Grande Drive

Ponte Vedra Beach, FL 32082

$454,000sold priceListed at $459,000 · 98.9% of asking$337/sqftMLS# 2148405
3
Beds
2
Baths
1,347
Sq Ft
1989
Built
1
Garage
No
Pool

3 more homes for sale in Ponte Vedra Landing →Search Ponte Vedra Landing on the map

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Ponte Vedra Landing

Welcome to this beautifully maintained 3bedroom, 2bathroom home in sought-after Ponte Vedra Beach, offering the perfect blend of comfort, style, and investment potential. Currently operating as a successful Airbnb, this property presents a turnkey opportunity for investors, second home buyers, or those seeking a primary residence in a premier coastal location. Professional property management is already in place, ensuring the home is meticulously maintained and providing a seamless, passive ownership experience. Being sold fully furnished, this move-in-ready home allows you to start enjoying the lifestyle or generating income from day one. Ideally located within close proximity to the beach, shopping, and restaurants this property offers convenience and the best of Ponte Vedra Beach living. Whether you're searching for a vacation retreat, full-time residence, or income-producing investment, this exceptional home checks all the boxes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,515
Property taxesest. at asking price, St. Johns County$604
Estimated total, before insurance$3,119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$454,000
$90,800
Loan Term
Monthly Payment
$2,515
Principal & Interest: $2,515
Property taxes (est.): $604
Insurance (est.): $303
Estimated Total Monthly
$3,421
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $430,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$382,050$382,050—
2024$369,156$369,156—
2023$359,182$359,182—
2022$307,388$174,623—
2021$234,379$168,081—
2020$218,521$165,070—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$459,000
  • Jun 3, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $399/sq ft; this home is listed at $341/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
193 Miraloma Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$490,000$3074/21,59540
192 Vista Grande Drive, Ponte Vedra Beach, FL 32082Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Aug 2026$350,000$3052/21,1492010
180 El Dorado Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$450,000$3322/21,356700.1
165 Las Palmas Lane, Ponte Vedra Beach, FL 32082Listed by NORTH FLORIDA REALTY ADVISORSJul 2026$425,000$3993/21,065430.1
85 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$533,800$4683/21,140260.2
99 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSAug 2026$575,000$5643/21,02000.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$341
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,347
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address186 Vista Grande Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionPonte Vedra Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0512900275

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1

Exterior

Patio / PorchCovered, Rear Porch

Additional Information

Date ListedJune 3, 2026
Days on Market5
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ponte Vedra Landing

Ponte Vedra Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Ponte Vedra Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines