This home is in Dolphin Cove, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·1 day on market·Dolphin Cove

99 Dolphin Boulevard E

Ponte Vedra Beach, FL 32082

$580,000$569/sqftEst. $3,087/moMLS# 2154232

Beds

Baths

1,020

Sq Ft

1980

Built

Garage

Yes

Pool

About this home

Dolphin Cove

Live the Ponte Vedra Beach lifestyle in this beautifully updated bungalow, where coastal charm meets modern comfort. Located in the desirable Dolphin Cove neighborhood, this turnkey home offers stylish upgrades, inviting indoor and outdoor living spaces, and the convenience of being just a short bike or golf cart ride from the beach, TPC, shopping, and local dining.

Cost to own

Mortgage calculator

Home Price

$580,000

Down Payment: 20%

$116,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,087

Principal & Interest: $3,087

Est. Taxes & Insurance: $772

Estimated Total Monthly

$3,859

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,087

Property taxesest. at asking price, St. Johns County$772

Estimated total, before insurance$3,859/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$370,586	$216,978	—
2023	$371,936	$209,056	—
2022	$317,422	$201,365	—
2021	$251,366	$193,898	—
2020	$216,093	$161,093	—

2025 property taxes (current owner): $5,350/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Active Under Contract$580,000
Jul 11, 2026Active$580,000
Jul 7, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$580,000

Price / Sq Ft$569

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,020

Total Structure Area1,328 sq ft

Acres0.19 acres

Year Built1980

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages1

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address99 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082

Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd

SubdivisionDolphin Cove

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size8,276.4 sq ft

Parcel Number0548300030

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

ViewPool

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs

AppliancesDishwasher, Disposal, Electric Range, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces2

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Garage