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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Prairie Lakes, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jul 31, 2026·30 days on market·Recent sales in Prairie Lakes·Prairie Lakes

125 S Prairie Lakes Drive

St. Augustine, FL 32084

$395,000sold priceListed at $389,900 · 101.3% of asking$250/sqftMLS# 2148351
3
Beds
2
Baths
1,577
Sq Ft
2016
Built
2
Garage
No
Pool

All Prairie Lakes homes for sale →Search Prairie Lakes on the map

HOA $30/mo0.70 acresWaterfrontSingle Family Residence1 story

About this home

Prairie Lakes

Owners say ''Let's Go!'' Beautifully maintained East-Facing home, ideally situated just off the beaten path--yet only minutes from the historic charm of downtown St. Augustine and the iconic Fort. Huge corner lot, this property offers space, privacy, and scenic beauty. Enjoy peaceful water views and stunning sunsets from your own backyard oasis, complete with a fully fenced, yard and a covered patio perfect for relaxing or entertaining guests. A natural wooded backdrop enhances the sense of tranquility and seclusion. Inside is a thoughtfully upgraded interior featuring elegant crown molding, a cozy electric fireplace, and built-in surround sound speakers for an immersive living experience. The kitchen is both functional and impressive, showcasing stainless steel appliances, a double oven, updated fixtures, a dedicated water filtration faucet, and a striking backsplash. Custom pantry shelving with built-in spice racks adds both style and organization, making this space truly stand out.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, St. Johns County$526
HOAbilled annually$30
Estimated total, before insurance$2,744/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,523/yr · $210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $526
Insurance (est.): $263
Estimated Total Monthly
$2,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$331,387$149,946—
2024$323,701$145,013—
2023$304,008$139,333—
2022$296,092$133,818—
2021$219,731$128,464—
2020$197,493$125,623—

2025 property taxes (current owner): $2,523/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2340 Deerwood Acres Drive, St. Augustine, FL 32084Listed by MOMENTUM REALTYSep 2026$430,000$3313/11,30060.4
91 Alagon Way, St. Augustine, FL 32084Listed by LPT REALTY LLCSep 2026$360,000$2003/21,798190.7
237 Encanto Way, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$355,000$1914/21,856230.8
231 Encanto Way, St. Augustine, FL 32084Listed by MAXREV, LLCJul 2026$335,000$2254/21,488380.8
210 Tordera Lane, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$342,000$1924/21,778440.8
151 Narvarez Avenue, St. Augustine, FL 32084Listed by BARBARA RENEE WHITE, BROKERSep 2026$365,000$2044/21,791490.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,900
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,577
Total Structure Area2,255 sq ft
Acres0.70 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address125 S Prairie Lakes Drive, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionPrairie Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size30,492 sq ft
Parcel Number1009130920
ZoningResidential

Amenities

UtilitiesCable Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
FencingBack Yard, Full
ConstructionFiber Cement, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 2, 2026
Days on Market30
HOA Fees$360 / Annually
HOA FrequencyAnnually
HOA NamePrairie Lakes
Tax Amount$2,523.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Prairie Lakes

Prairie Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Prairie Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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