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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine a home near St. Augustine High School.

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Active

Active·3 days on market·Entrada

237 Encanto Way

St. Augustine, FL 32084

$359,900$194/sqftEst. $1,848/moMLS# 2160702
4
Beds
2
Baths
1,856
Sq Ft
2024
Built
2
Garage
No
Pool

About this home

Entrada

PRIVATE 4BR/2BA HOME ON A QUIET CULDESAC & BACKING TO A SCENIC PRESERVE. This 2 year old home has been beautifully maintained, shows like a model and has been barely lived in. The split bedroom floor plan offers added privacy, making it ideal for families, guests or a home office. Kitchen, Great Room and Owner Suite overlook the beautiful preserve filled with a variety of birds and natural beauty. Enjoy the benefits of living in a natural gas community complete with a gas range & oven for exceptional cooking. An added bonus is the energy efficient tankless water heater. Located in Entrada where the amenities are endless! Resort style pool with brick paver deck & zero entry access, a huge lap pool, kids splash pad & playground, dog park, clubhouse with fitness room, meeting room & multipurpose gathering place for residents, walking/jogging paths & RV/Boat Parking! Located less than 20 minutes from the beaches, historic downtown & the world famous amphitheater!

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,848
Principal & Interest: $1,848
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,567
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,848
Property taxesest. at asking price, St. Johns County$479
HOAbilled annually$17
Estimated total, before insurance$2,344/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,223/yr · $602/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,223/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 18, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900
Price / Sq Ft$194
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.21 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address237 Encanto Way, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,147.6 sq ft
Lot Dimensions41x123x109x129
Parcel Number1012850670

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Gas Oven, Gas Range, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne

Exterior

Lot DescriptionGreenbelt, Sprinklers In Front, Sprinklers In Rear

Additional Information

Date ListedAugust 18, 2026
Days on Market10
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,222.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Entrada

Entrada is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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