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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near St. Augustine High School.

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Active·Listed today

2340 Deerwood Acres Drive

St. Augustine, FL 32084

$429,999$331/sqftEst. $2,192/moMLS# 2157902
3
Beds
1
Baths
1,300
Sq Ft
1977
Built
Garage
Yes
Pool

About this home

St. Augustine

Tucked away on 2 beautiful acres, this property offers the peaceful country lifestyle you've been dreaming of while keeping you just minutes from all the shopping, dining, and historic charm of St. Augustine. If you've been looking for a place where you can slow down, spread out, and truly enjoy the outdoors, this is it. The updated kitchen blends style and function with its eye-catching copper backsplash, oversized double refrigerator/freezer, and thoughtful design, making it a space you'll enjoy whether you're preparing a quiet dinner at home or hosting family and friends. The home's comfortable 3-bedroom layout offers cozy living spaces filled with natural light, creating a warm and welcoming place to unwind after a day spent enjoying your own private slice of country living. Step outside and you'll discover what truly makes this property special. The backyard feels like your own private retreat, thoughtfully designed for relaxing, hosting, and making memories. Fire up the

Cost to own

Mortgage calculator

$429,999
$86,000
Loan Term
Monthly Payment
$2,192
Principal & Interest: $2,192
Property taxes (est.): $572
Insurance (est.): $287
Estimated Total Monthly
$3,051
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,192
Property taxesest. at asking price, St. Johns County$572
Estimated total, before insurance$2,765/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,412 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Listed$429,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,999
Price / Sq Ft$331
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,300
Acres2.02 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesAbove Ground, Fenced, Pool Sweep
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryWebster
MiddleMurray

Community Information

Address2340 Deerwood Acres Drive, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeerwood Acres
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size87,991.2 sq ft
Parcel Number1011970030

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island
AppliancesDisposal, Gas Range, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionIrregular Lot, Many Trees, Wooded
Patio / PorchCovered, Front Porch, Patio
FencingBack Yard, Wood
RoofMetal
ConstructionConcrete, Frame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market3
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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