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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active

Active·137 days on market

825 Faver Dykes Road

St. Augustine, FL 32086

$849,000$274/sqftEst. $4,703/moMLS# 2148269
↓ $50,000 below original list
5
Beds
3.5
Baths
3,094
Sq Ft
1976
Built
3
Garage
No
Pool
FEMA Zone AENo HOA3.42 acresWaterfrontSingle Family Residence2 stories

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About this home

St. Augustine

REDUCED - Waterfront Living. No HOA. A Rare Old Florida Retreat. Welcome to 825 Faver Dykes Road, a one-of-a-kind waterfront estate where timeless Old Florida charm meets modern comfort. Nestled on 3.42 private acres along scenic Pellicer Creek, this beautifully renovated home offers exceptional privacy, breathtaking water views, and the freedom of no HOA. Extensively renovated in 2013, with a significant addition completed in 2014 that expanded the home by approximately 1,000 square feet and added a split three-car garage, this impressive residence offers 3,094 square feet of thoughtfully designed living space. The property boasts the largest water frontage on Pellicer Creek, creating an extraordinary setting for those seeking a true waterfront lifestyle.Inside, you'll find 4 spacious bedrooms, 3.5 bathrooms, and a dedicated first-floor office that can easily serve as a fifth bedroom or guest suite and rich wood flooring throughout the main living areas create an inviting atmosphere

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,703
Property taxesest. at asking price, St. Johns County$1,130
Estimated total, before insurance$5,832/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,225/yr · $435/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$849,000
$169,800
Loan Term
Monthly Payment
$4,703
Principal & Interest: $4,703
Property taxes (est.): $1,130
Insurance (est.): $566
Estimated Total Monthly
$6,398
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$782,584$351,149—
2024$632,120$340,545—
2023$640,574$329,170—
2022$713,945$318,126—
2021$460,779$307,404—
2020$447,507$302,469—

2025 property taxes (current owner): $5,225/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Price change$849,000−$16,000
  • Sep 16, 2026Price change$865,000−$34,000
  • Jun 2, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
684 Hansen Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2025$795,000$2404/33,3072920.3
220 Dark Horse Lane, St. Augustine, FL 32145Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2025$1,230,000$3605/3.53,415861.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,000
Price / Sq Ft$274
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,094
Total Structure Area5,344 sq ft
Acres3.42 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementarySouth Woods
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address825 Faver Dykes Road, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionMetes & Bounds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size148,975.2 sq ft
Lot DimensionsIrreg
Parcel Number1874800030
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Carport, Garage, Garage Door Opener, RV Access/Parking
Waterfront TypeCreek, Navigable Water

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Split System
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Dock
Lot DescriptionDead End Street, Wooded
Patio / PorchDeck
RoofMetal
ConstructionComposition Siding, Concrete, Frame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 2, 2026
Days on Market126
Tax Amount$5,224.82
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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