This home is in St. Augustine.
Active·45 days on market
825 Faver Dykes Road
St. Augustine, FL 32086
About this home
St. Augustine
3.42 acres along scenic Pellicer Creek, extensively renovated in 2013 with an extension that added 1,000 square foot living space and 3 car garage, new metal roof, offers the space, privacy, and laid-back charm of ''Old Florida'' with the comfort of thoughtful updates. This two-story home sits high on a substantial retaining wall--seller reports no flooding during major storms/hurricanes--and provides 3,094 sq ft of flexible living space. This country coastal property has the largest water frontage on Pellicer Creek. Inside, you'll find 4 bedrooms and 3.5 baths, plus large dedicated office on the first floor. This room could easily function as a 5th bedroom or guest space. The home had a large addition and metal roof added in 2014 and has a renovated kitchen. Wood floors throughout the home with carpeting in bedrooms and living area. This home could accommodate a multigenerational household with a second living room, bathroom and bedroom with large closet on the first floor.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $782,584 | $351,149 | — |
| 2024 | $632,120 | $340,545 | — |
| 2023 | $640,574 | $329,170 | — |
| 2022 | $713,945 | $318,126 | — |
| 2021 | $460,779 | $307,404 | — |
| 2020 | $447,507 | $302,469 | — |
2025 property taxes (current owner): $5,225/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 2, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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