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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Middlebourne, St. Johns — a gated community home in St. Johns County.

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Active

$635,0004 bd · 3 ba · 2,485 sq ft

Active·138 days on market·Middlebourne

21 Star Crossed Lane

St. Johns, FL 32259

$635,000$256/sqftEst. $3,462/mo mortgageMLS# 2147624
↓ $30,000 below original list
4
Beds
3
Baths
2,485
Sq Ft
2023
Built
2
Garage
No
Pool

15 more homes for sale in Middlebourne →Search Middlebourne on the map

FEMA Zone XHOA $43/mo9,148 sqft lotSingle Family Residence1 story

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About this home

Middlebourne

Welcome to 21 Star Crossed Ln, a beautifully designed 2023 David Weekley home in the gated community of Middlebourne. This like-new residence offers 4 bedrooms, 3 bathrooms, a versatile Flex Room, and 2,485 sq ft of modern living. Enjoy an open layout with 10-ft ceilings, luxury vinyl flooring, and a chef-inspired kitchen featuring a wall oven, gas cooktop, custom hood vent, pot & pan drawers, and a corner pantry. The primary suite includes tray ceilings, a spa-style walk-in shower, dual-sink vanity, and a custom-organized closet. Relax on the large screened-in lanai overlooking peaceful pond views, with plenty of room to add a future pool. The extended garage offers space for 3 cars or a gym setup, complete with built-in wood shelving for exceptional storage and organization. Situated on a premium corner lot in a quiet cul-de-sac, this home blends luxury, comfort, and convenience.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,462
Property taxesest. at asking price, St. Johns County$845
HOAbilled annually$43
Estimated total, before insurance$4,350/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,462/yr · $789/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$635,000
$127,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $845
Insurance (est.): $423
Estimated Total Monthly
$4,730
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $671,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$571,552$520,830—
2024$569,738$519,738—
2023$150,000$150,000—

2025 property taxes (current owner): $9,462/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$635,000−$5,000
  • Sep 4, 2026Price change$640,000−$10,000
  • Jul 27, 2026Price change$650,000−$15,000
  • Jun 17, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Oct 2026$750,000$2914/32,5741300.1
53 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Oct 2026$811,904$3024/32,68900.1
246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Sep 2026$1,019,630$3174/3.53,21300.1
201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$515,000$2184/32,361610.7
80 Dogleg Run, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCOct 2026$390,000$2073/21,886990.9
43 Cruden Bay Court, St. Johns, FL 32259Listed by BRIDGE & BEACON REAL ESTATE LLCSep 2026$440,000$2164/32,041421

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$635,000
Price / Sq Ft$256
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,485
Acres0.21 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryPatriot Oaks Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPatriot Oaks Academy
Reported middlePatriot Oaks Academy
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address21 Star Crossed Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMiddlebourne
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,147.6 sq ft
Parcel Number0098210590

Amenities

AmenitiesPool, Dog Park, Gated, Park, Playground
UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 17, 2026
Days on Market138
HOA Fees$516 / Annually
HOA FrequencyAnnually
Tax Amount$9,462.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Middlebourne

Middlebourne is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Middlebourne homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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