This home is in Lantana Lakes, Jacksonville.

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Active Under Contract

Active Under Contract·56 days on market·Lantana Lakes

2840 Lantana Lakes Drive E

Jacksonville, FL 32246

$339,900$219/sqftEst. $1,733/moMLS# 2147545

Beds

Baths

1,550

Sq Ft

1993

Built

Garage

Pool

About this home

Lantana Lakes

Lovely Brick Front 3 bedroom 2 bath home sitting on a beautiful lake. Luxury vinyl plank , tile in the kitchen and bath. Kitchen has granite counter tops and white cabinetry. Stainless steel appliances. Formal Dining Room.Large great room leading out to large screened porch with peaceful lake views. Primary bath has large walk in closet, with remodeled bath new shower, and garden tub. Double sinks and granite countertops. House was just repainted inside. .. Roof is 10 years old, AC less than a year old. Great location 15 minutes to the beach and downtown, tons of shopping and restaurants. ** Listing contains virtually staged photos**

Cost to own

Mortgage calculator

Home Price

$339,900

Down Payment: 20%

$67,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,733

Principal & Interest: $1,733

Property taxes (est.): $555

Insurance (est.): $227

Estimated Total Monthly

$2,515

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,733

Property taxesest. at asking price, Duval County$555

HOAbilled annually$40

Estimated total, before insurance$2,328/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,145/yr · $429/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $329,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$325,393	$260,186	—
2024	$308,423	$252,146	▲ $26,546
2023	$293,346	$243,346	—
2022	$220,430	$220,430	▲ $11,780
2021	$179,653	$175,749	—
2020	$159,772	$159,772	—

2025 property taxes (current owner): $5,145/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 12, 2026Price change$339,900+$5,000
Jul 10, 2026Price change$334,900−$10,000
May 28, 2026Listed$344,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$339,900

Price / Sq Ft$219

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,550

Acres0.23 acres

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address2840 Lantana Lakes Drive E, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionLantana Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size10,018.8 sq ft

Parcel Number1654191945

ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

SecuritySmoke Detector(s)