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This home is in St. Augustine.

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Active

Active·49 days on market

7370 Woodward Road

St. Augustine, FL 32092

$999,999$453/sqftEst. $5,322/moMLS# 2147239
3
Beds
2
Baths
2,208
Sq Ft
1998
Built
1
Garage
No
Pool

About this home

St. Augustine

Some homes are built to blend in -- others are meant to stand out. Welcome to 7370 Woodward Road, a truly one-of-a-kind Fort Matanzas replica offering multigenerational living on 20 private acres in St. Johns County. Even better, this unique property is priced under appraised value! Designed for those who want space, freedom, and flexibility, this property offers multigenerational living, outdoor recreation, and room to create the lifestyle you've been looking for. Features include ATV trails, a shooting berm, 2 separate septic systems, a shared artesian well, and a mechanic garage with a chain hoist and an upstairs studio apartment complete with a kitchenette -- ideal for guests, extended family, hobbies, storage, or workspace. The main home offers a distinctive fortress-inspired design with a wraparound concrete block porch and a functional layout featuring 2 bedrooms and 1 bathroom.

Cost to own

Mortgage calculator

$999,999
$200,000
Loan Term
Monthly Payment
$5,051
Principal & Interest: $5,051
Est. Taxes & Insurance: $1,263
Estimated Total Monthly
$6,314
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,322
Property taxesest. at asking price, St. Johns County$1,331
Estimated total, before insurance$6,653/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$704,186$620,111
2024$664,699$563,737
2023$512,488$512,488
2022$472,705$472,705
2021$377,510$72,990
2020$379,343$70,602

2025 property taxes (current owner): $9,213/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 27, 2026Listed$999,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$999,999
Price / Sq Ft$453
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,208
Total Structure Area2,124 sq ft
Acres19.56 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Multi Generational
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address7370 Woodward Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionRowands
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size852,033.6 sq ft
Parcel Number0201900020

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

Interior FeaturesOpen Floorplan, Walk-In Closet(s)
AppliancesConvection Oven, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringVinyl
# of Stories2
LevelsTwo

Exterior

Lot DescriptionWooded
Patio / PorchWrap Around
RoofShingle
ConstructionBlock, Concrete
Other StructuresWorkshop

Additional Information

Date ListedMay 27, 2026
Days on Market25
Tax Amount$9,213.35
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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