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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·26 days on market·Recent sales in Over 55 & Active Adult

1712 Lachlan Circle

Jacksonville, FL 32218

$395,000sold priceListed at $399,000 · 99% of asking$154/sqftMLS# 2147203
4
Beds
3
Baths
2,571
Sq Ft
2024
Built
3
Garage
No
Pool
HOA $65/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully maintained pond-view home in the sought-after Seaton Creek community! Featuring 4 spacious bedrooms and an open-concept layout filled with natural light, this home offers comfort, style, and functionality. Enjoy a spacious kitchen that flows seamlessly into the living and dining areas, perfect for entertaining. Upgrades include custom closets, upgraded lighting, smart home wiring, sprinkler system, newly planted grass, and a covered lanai overlooking the peaceful pond view. Residents enjoy resort-style amenities including a pool, clubhouse, fitness center, playground, and walking areas. Conveniently located minutes from Jacksonville International Airport, River City Marketplace, Downtown Jacksonville, Kings Bay Naval Base, shopping, dining, and entertainment with easy access to I-95 and I-295. Schedule your private showing today! .

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
HOAbilled semi-annually$65
Estimated total, before insurance$2,897/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,245/yr · $687/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$356,948$247,003—

2025 property taxes (current owner): $8,245/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1564 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$385,570$1984/31,94370.6
1551 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$359,990$1714/22,106380.7
15582 Turkoman Circle, Jacksonville, FL 32218Listed by SOVEREIGN REAL ESTATE GROUPAug 2026$300,000$1634/21,8392230.7
1550 Carpathian Drive, Jacksonville, FL 32218Listed by SOVEREIGN REAL ESTATE GROUPJul 2026$355,000$1414/2.52,522190.7
1444 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$385,000$1984/31,9431010.8
1468 Josie Lane, Jacksonville, FL 32219Listed by LENNAR REALTY INCAug 2026$443,490$1764/22,52130.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$155
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,571
Acres0.18 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBiscayne
MiddleHighlands
HighFirst Coast

Community Information

Address1712 Lachlan Circle, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionSeaton Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size7,840.8 sq ft
Parcel Number0196001810
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedMay 29, 2026
Days on Market26
HOA Fees$387 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$8,244.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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