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This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·48 days on market

1419 Josie Lane

Jacksonville, FL 32218

$389,990$201/sqftEst. $2,160/moMLS# 2161582

↓ $5,000 below original list

Beds

Baths

1,943

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $65/mo6,970 sqft lotSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

***MOVE IN READY - BRAND NEW HOME*** Newly Built Home, never lived in! Discover the Trevi II HB by Lennar Homes -a spacious 4-bedroom, 3-bath design with a 2-car garage. This home includes Everything's Included features such as 42'' white cabinets with quartz countertops, Frigidaire stainless steel appliances including range, dishwasher, microwave and refrigerator, and ceramic wood plank tile flooring in the main living areas extended into dining and hallways. Additional highlights include quartz vanities, window blinds throughout, a screened lanai and a full sprinkler system. Backed up with one year builder warranty. This area offers an ideal mix of affordability, convenience, and lifestyle. Residents enjoy spacious homes in a welcoming community setting. The location provides access to good schools, nearby shopping, healthcare, and easy routes to Jacksonville International Airport. (Conditions may apply)

FollowNew Over 55 & Active Adult homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160

Property taxesest. at asking price, Duval County$637

HOAbilled semi-annually$65

Estimated total, before insurance$2,862/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,530/yr · $378/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$389,990

Down Payment: 20%

$77,998

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,160

Principal & Interest: $2,160

Property taxes (est.): $637

Insurance (est.): $260

Estimated Total Monthly

$3,057

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 28, 2026Pending$389,990
Sep 14, 2026Price change$389,990−$5,000
Aug 24, 2026Listed$394,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $201/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1444 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC	Sep 2026	$385,000	$198	4/3	1,943	101	0
1551 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC	Aug 2026	$359,990	$171	4/2	2,106	38	0.1
1468 Josie Lane, Jacksonville, FL 32219Listed by LENNAR REALTY INC	Aug 2026	$443,490	$176	4/2	2,521	3	0.1
1564 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC	Aug 2026	$385,570	$198	4/3	1,943	7	0.2
15804 Canoe Creek Drive, Jacksonville, FL 32218Listed by EXIT 1 STOP REALTY	Oct 2026	$283,500	$195	3/2	1,453	3	0.8
15763 Twin Creek Drive, Jacksonville, FL 32218Listed by VENTURE DEVELOPMENT REALTY	Sep 2026	$285,000	$153	3/2	1,865	105	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,990

Price / Sq Ft$201

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage1,943

Acres0.16 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address1419 Josie Lane, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSeaton Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size6,969.6 sq ft

Lot Dimensions40 X 120

Parcel Number000

ZoningPUD

Amenities

AmenitiesPool, Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio, Porch, Screened

FencingBack Yard

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedAugust 24, 2026

Days on Market34

HOA Fees$387.25 / Semi-Annually

HOA FrequencySemi-Annually

Tax Amount$4,530.43

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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