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1551 Josie Lane, Jacksonville, FL 32218

$402,990

MLS# 2153336

Bedrooms

Bathrooms

2,106

Sq Ft

2026

Year Built

About This Home — 1551 Josie Lane

Under Construction: Ready August 2026! Newly Built Home, never lived in! Welcome to Lennar Homes- Charle II floor plan featuring 4 bedrooms, 2 bathrooms, and a 2-car garage. This home includes Lennar's signature Everything's Included features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. The main living areas are finished with ceramic wood-look tile, extended into the living room, dining area, and hallways. Additional highlights include quartz vanities, a screened lanai, and a full sprinkler system. This home is backed by a one-year warranty for added peace of mind. (Conditions may apply)

Features

Price$402,990

Price / Sq Ft$191

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,106

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address1551 Josie Lane, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSeaton Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Dimensions50 X 125

Parcel Number000

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchPorch, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2026

Days on Market0

HOA Fees$387.25 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Mortgage Calculator

Home Price

$402,990

Down Payment: 20%

$80,598

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,145

Principal & Interest: $2,145

Est. Taxes & Insurance: $536

Estimated Total Monthly

$2,681

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,145

Property taxesest. at asking price, Duval County$658

HOAbilled quarterly$129

Estimated total, before insurance$2,932/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.