This home is in Jacksonville — a new construction home in Jacksonville.
$399,9904 bd · 2.5 ba · 2,295 sq ft
Active·1 day on market
1407 Josie Lane
Jacksonville, FL 32218

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Move In Ready! Newly Built Home, never lived in! Welcome to Lennar Homes- Sierra HA floor plan featuring 4 bedrooms, 2.1 bathrooms, a study and a 2-car garage. This home includes Lennar's signature Everything's Included features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. The main living areas are finished with ceramic wood-look tile extended into the living room, dining area, and hallways. Additional highlights include quartz vanities, a screened lanai, and a full sprinkler system. This home is backed by a one-year warranty for added peace of mind. (Conditions may apply)
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 12 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 8 mi · 4.9 mi of trails
Closest public boat ramp
Half Moon Island Preserve Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 5 mi · Thomas Creek
Closest youth league fields
Oceanway Community Center, Park and Poolabout 5 mi · Swimming
Closest grocery store
Aldiabout 3 mi · 15325 Max Leggett Pkwy No.200,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 4, 2026Listed$399,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1419 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $382,990 | $197 | 4/3 | 1,943 | 34 | 0 |
| 1432 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Sep 2026 | $397,990 | $176 | 4/2.5 | 2,257 | 49 | 0.1 |
| 1444 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Sep 2026 | $385,000 | $198 | 4/3 | 1,943 | 101 | 0.1 |
| 1468 Josie Lane, Jacksonville, FL 32219Listed by LENNAR REALTY INC | Aug 2026 | $443,490 | $176 | 4/2 | 2,521 | 3 | 0.1 |
| 1551 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Aug 2026 | $359,990 | $171 | 4/2 | 2,106 | 38 | 0.1 |
| 1516 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $389,990 | $173 | 4/2.5 | 2,257 | 27 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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