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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville — a waterfront home in Jacksonville.

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Active

$675,0004 bd · 3 ba · 3,059 sq ft

Active·164 days on market·Hidden Hills

12481 Turnberry Drive

Jacksonville, FL 32225

$675,000$221/sqftEst. $3,680/mo mortgageMLS# 2147146
↓ $40,000 below original listOpen house Sun, Nov 8 · 12:00 pm–3:00 pm
4
Beds
3
Baths
3,059
Sq Ft
1989
Built
2
Garage
No
Pool

7 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XHOA $163/mo15,246 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Hidden Hills

The Views Haven't Changed. The Price Has. Now offered at $675,000! Tucked away on a cul-de-sac street with beautiful lake and first-fairway views, this spacious 4-bedroom, 3-bath brick home has been lovingly maintained by its original owner. Classic architecture and generous room sizes complement a split-bedroom layout, separate living and dining areas, and an oversized family room. A sunroom accessible from the living room, owner's suite, and family room provides an inviting place to gather, entertain, or enjoy the scenery. Improvements include fresh interior paint, new neutral bedroom carpet, and luxury vinyl flooring installed in 2022 in the family room and kitchen. Additional features include two HVAC units for zoned heating and cooling, two water heaters, central vacuum, and a two-car garage with workspace. The roof was replaced in 2018, and sellers are offering a home warranty at closing. Hidden Hills offers a 24-hour staffed gated entrance and is home to an Arnold Palmer Signa

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,680
Property taxesest. at asking price, Duval County$1,102
HOAbilled annually$163
Estimated total, before insurance$4,945/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,266/yr · $772/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,680
Principal & Interest: $3,680
Property taxes (est.): $1,102
Insurance (est.): $450
Estimated Total Monthly
$5,232
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$500,446$500,446—
2024$500,970$288,358—
2023$517,868$278,503—
2022$454,994$268,935—
2021$365,155$259,646—
2020$333,004$255,371—

2025 property taxes (current owner): $9,266/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 31, 2026Price change$675,000−$24,900
  • Jul 8, 2026Price change$699,900−$15,100
  • May 26, 2026Listed$715,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12548 Highview Drive, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLCAug 2026$645,000$2354/2.52,741640.4
12633 Shoal Creek Lane N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$665,000$2015/3.53,3021390.5
12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$575,000$1964/32,934130.5
4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$529,000$2183/22,429550.6
4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$395,000$1664/2.52,38030.7
11612 Sherborne Circle S, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$699,000$2694/3.52,59540.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$221
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,059
Acres0.35 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12481 Turnberry Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size15,246 sq ft
Lot Dimensions115X125X115X125
Parcel Number1602816995
ZoningResidential

Amenities

AmenitiesClubhouse, Gated, Golf Course, Maintenance Grounds
Community FeaturesRestaurant, Gated
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecurityGated with Guard, Smoke Detector(s)

Exterior

Patio / PorchGlass Enclosed
RoofShingle
ConstructionBrick Veneer, Frame

Additional Information

Date ListedMay 26, 2026
Days on Market164
HOA Fees$1,957.2 / Annually
HOA FrequencyAnnually
HOA NameHidden Hills CC HOA
Tax Amount$9,265.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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